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626 Dallas Spencer Mountain Rd, Dallas, NC, 28034

2beds
1baths
949sqft
$229,000
$241price/sqft
$1,584/moest. monthly cost
$63,360/yrincome needed

About This Home

COUNTRY LIVING AT ITS FINEST! Welcome home to this beautifully remodeled ranch situated on nearly half an acre, offering the perfect blend of modern updates and peaceful country living. Opportunities like this are becoming increasingly rare, making this property a must-see for first-time homebuyers, downsizers, and anyone seeking a move-in-ready home with room to breathe. From the moment you arrive, you’ll appreciate the charming covered front porch, spacious driveway, and classic full-brick exterior that provide both curb appeal and lasting durability. Step inside to discover a bright and inviting floor plan where every square foot has been thoughtfully designed for comfortable living. The spacious living room serves as the heart of the home and offers plenty of room for gathering with family and friends. The entire interior has been freshly painted and enhanced with beautiful new luxury vinyl plank flooring throughout. The stunning kitchen is sure to impress, featuring elegant cabinetry, gorgeous quartz countertops, and a stylish tile backsplash that creates the perfect space for cooking and entertaining. The completely updated bathroom boasts a new vanity, shower, toilet, and mirror, providing a clean and modern feel. Both bedrooms are generously sized and can easily accommodate a variety of bedroom furniture arrangements. Outside, you’ll find a well-maintained backyard complete with a storage building that’s ideal for housing tools, lawn equipment, holiday decorations, and more. Additional improvements include all-new plumbing and numerous upgrades throughout the home, offering peace of mind and exceptional value. Purchase with confidence knowing this home has been thoughtfully renovated and meticulously maintained, allowing you to enjoy worry-free homeownership for years to come.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Carr Elementary SchoolGrades PK-52.9 mi
2/10
3/10
North Gaston High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: In Kitchen

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 949

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 949
  • Total interior livable area: 949 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 171589
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$95$1,140
Property Taxes $132$1,584
Electricity $200$2,405
Total$1,584$19,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,308/yr
40% on housing$47,520/yr
45% on housing$42,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 28034$143
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28034$175
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$229,000
2026-06-09Listed for sale$234,900
2005-06-16Sold$80,000

For Sale by Agent

AgentMatt Huffman
BrokerageNorthGroup Real Estate LLC

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