




109 Elk Ct, Mount Holly, NC, 28120
About This Home
Welcome home to this spacious property on a large 0.83-acre lot in a community with no HOA. This versatile home offers a rare secondary living space in the fully finished basement, ideal for entertainment, multigenerational living, guests, or investment potential and updates such as all new double hung windows (less than 3 years old) making this a more move-in ready home for any buyer. Walk under the covered front porch and step into a welcoming living room featuring a wood-burning fireplace. From the living room, walk through the french doors onto a large wood deck that overlooks the expansive, fully fenced backyard with a fire pit—perfect for entertaining, relaxing, or enjoying evenings outdoors. The eat-in kitchen includes recently updated cabinets and appliances, providing a fresh and functional cooking space. A spacious laundry room with mud sink built-in cabinets and abundant storage adds everyday convenience and offers electric or gas dryer hook-ups giving you more options. The staircase and upstairs carpets have just been replaced, giving the upper level a clean, updated feel. The second story hosts three bedrooms and two full bathrooms, including a spacious primary suite with a deep tray ceiling, walk-in closet, & garden-size soaking tub in a recently updated bathroom. Oversized windows in the primary bathroom face the secluded back yard allowing natural light to brighten your bathroom & offer outdoor gazing opportunity. The fully finished basement functions as a true secondary living area, complete with living room and wood burning stove, a second kitchen, pantry, full bath, and bedroom. Accessing this area through the interior stairs or it's separate exterior door.
Getting Around
Schools
Construction
Condition
- Year built: 1993
Materials
- Construction materials: Brick Partial,Fiber Cement,Hardboard Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Exhaust Fan,Exhaust Hood,Microwave,Oven,Plumbed For Ice Maker
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Apartment,Bath/Stubbed,Daylight,Exterior Entry,Finished,French Drain,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Bathroom Full
- Level: Upper
- Area: 114
- Dimensions: 9' 6" X 12' 0"
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Basement
Bedroom S
- Level: Upper
- Area: 134.04
- Dimensions: 12' 0" X 11' 2"
Bedroom S
- Features: Walk-In Closet(s)
- Level: Upper
- Area: 150
- Dimensions: 12' 0" X 12' 6"
Bedroom S
- Features: Ceiling Fan(s),En Suite Bathroom
- Level: Basement
- Area: 150.975
- Dimensions: 11' 3" X 13' 5"
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Breakfast
- Level: Main
- Area: 100.1775
- Dimensions: 9' 3" X 10' 10"
Dining Area
- Level: Basement
- Area: 61.3089
- Dimensions: 7' 10" X 7' 10"
Dining Room
- Level: Main
- Area: 136.045
- Dimensions: 11' 10" X 11' 6"
Features
- Pantry,Storage,Walk-In Closet(s)
- Door features: Insulated Door(s),Screen Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Vinyl,Wood
- Fireplace features: Living Room,Wood Burning
- Attic: Pull Down Stairs
- Finished area below ground: 796
- Finished area above ground: 1,969
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,969
- Total interior livable area: 2,765 sqft
Kitchen
- Level: Main
- Area: 134.5086
- Dimensions: 12' 5" X 10' 10"
Laundry
- Level: Main
- Area: 110.04
- Dimensions: 12' 0" X 9' 2"
Living Room
- Level: Main
- Area: 288.96
- Dimensions: 12' 0" X 24' 1"
Living Room
- Features: Built-in Features,Open Floorplan
- Level: Basement
- Area: 172.2136
- Dimensions: 11' 5" X 15' 1"
Other
- Level: Basement
- Area: 90.96
- Dimensions: 12' 0" X 7' 7"
Primary Bedroom
- Features: Tray Ceiling(s),Walk-In Closet(s)
- Level: Upper
- Area: 204.685
- Dimensions: 11' 9" X 17' 5"
Property
Details
- Parcel number: 178210
- Zoning: R-2
- Special condition: Standard
- Other equipment: Network Ready
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Front Porch,Rear Porch
- Exterior features: Fire Pit
- Fencing: Back Yard,Fenced,Full
- Waterfront features: Creek/Stream
Lot
- Lot size: 0.83 Acres
- Features: Cleared,Cul-De-Sac,Flood Fringe Area,Open Lot,Private,Sloped,Wooded
Parking
- Total spaces: 8
- Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,427 | $29,124 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $410 | $4,920 |
| Electricity | $257 | $3,090 |
| Total | $3,254 | $39,048 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Listed for sale | $490,000 |
| 2021-03-29 | Sold | $25,000 |
| 2019-09-10 | Sold | $226,000 |
| 2019-09-10 | Listed for sale | $229,900 |
| 2019-07-28 | Pending sale | $229,900 |
| 2019-07-18 | Listed for sale | $229,900 |
| 2019-06-14 | Pending sale | $229,900 |
| 2019-06-12 | Listed for sale | $229,900 |
| 2019-05-22 | Pending sale | $229,900 |
| 2019-05-10 | Listed for sale | $229,900 |
| 1998-01-12 | Sold | $34,000 |
