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1668 Lane Rd, Mount Holly, NC, 28120

4beds
2baths
2,052sqft
$299,000
$146price/sqft
$1,897/moest. monthly cost
$75,880/yrincome needed

About This Home

Priced >50k below tax value! This spacious, split floor plan home is near East Gaston High School. Property is located on a large lot with 4, possibly 5 bedrooms (office adjoined to primary BR would be perfect for nursery), 2 bathrooms, 1 car garage an outdoor shed and a large, wired workshop. The master bedroom has a large ensuite bathroom and a walk in closet. Property also has 3 additional bedrooms (one converted to a game room presently), and a large living room and den. Property has a mudroom with access to attached garage, which is nice for the little ones to keep their shoes and book bags. Come with a vision and make this property your next home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
5/10
Stanley Middle SchoolGrades 6-84.1 mi
5/10
East Gaston High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Modular

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Water Heater
  • Laundry features: Mud Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 2,052

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Primary Bedroom

  • Features: En Suite Bathroom,Garden Tub,Split BR Plan,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 178657
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.64 Acres

Parking

  • Total spaces: 1
  • Parking features: Other - See Remarks,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$100$1,200
Property Taxes $86$1,032
Electricity $200$2,405
Total$1,897$22,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,040/yr
40% on housing$56,910/yr
45% on housing$50,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 28120$173
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28120$199
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$289,000
2026-07-08Price change$299,000
2026-06-25Listed for sale$304,000
2025-07-01Listing removed$305,000
2024-11-09Listed for sale$305,000
2024-08-01Listing removed--
2024-02-15Listed for sale$339,000
2024-01-04Listing removed--
2023-10-25Price change$339,000
2023-10-19Listed for sale$350,700
1999-10-26Sold$130,500

For Sale by Agent

AgentPatty Keul
BrokerageReg Robinson Real Estate, Inc.

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