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837 Deerfield Dr, Mount Holly, NC, 28120

3beds
3baths
1,989sqft
$389,900
$196price/sqft
$2,636/moest. monthly cost
$105,440/yrincome needed

About This Home

Welcome home to the highly sought after Deerfield community where comfort, space, and location come together beautifully! This charming two story home offers a layout designed for both everyday living and entertaining. Step into the inviting kitchen featuring vinyl plank flooring, granite tops, a cozy breakfast area, and stylish beadboard walls that add warmth and character. Just off the kitchen you will find the formal dining room highlighted by a lovely bay window. The spacious living room is the heart of the home, complete with a gas log fireplace that creates a cozy atmosphere year round. A convenient laundry room and roomy two car garage finish off the main level. Upstairs you will find two secondary bedrooms with a shared full bath. The primary suite is a true retreat , featuring an en suite bath with a relaxing garden tub, separate stand up shower, dedicated make up area, and both a walk in closet and an additional closet for ample storage. Don't forget the bonus room! With its own private stairway, this large space is perfect for a playroom, home office, media room, and the list goes on! Situated on a desirable corner lot, this property also includes a 12x12 outbuilding and a rear deck perfect for those summer cook outs! All of this within minutes of Historic Downtown Mount Holly, I-85, I-485, the airport and the White Water Center. Don't miss your chance to own this versatile, inviting home in one of the areas most in demand neighborhoods! JUST ADDED! A $10,000.00 Update Allowance with acceptable offer!!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
4/10
6/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 1,989

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,989
  • Total interior livable area: 1,989 sqft

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper
  • Area: 175
  • Dimensions: 14' 0" X 12' 6"

Property

Details

  • Parcel number: 180175
  • Zoning: R2
  • Special condition: Standard
  • Horse amenities: Arena

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$130$1,560
Property Taxes $335$4,020
Electricity $200$2,405
Total$2,636$31,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,377/yr
40% on housing$79,080/yr
45% on housing$70,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 28120$172
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28120$199
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$389,900
1994-09-23Sold$126,000

For Sale by Agent

AgentRoger Hawkins
BrokerageHawkins Real Estate Group Inc.
PhoneNONE

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