123 Rowe St, Gastonia, NC, 28056
About This Home
*New Price Improvement, Motivated Sellers* Welcome to 123 Rowe St—a beautifully refreshed ranch with basement offering the perfect blend of charm, space, and flexibility, located just 5 miles from Belmont and a short drive to Cramerton—with no HOA. This ranch-style home features original hardwood floors on the main level and thoughtful updates throughout, creating a warm, farmhouse-inspired feel with modern functionality. The main floor offers comfortable everyday living, while the fully finished basement expands your options with a true secondary living space. Downstairs, you’ll find a private suite complete with a bedroom, full bathroom, kitchenette, and spacious living/entertaining area, along with a separate exterior entrance—ideal for an in-law suite, guest quarters, or private retreat. Situated on just under half an acre, the property features a fenced yard, a beautiful back deck perfect for relaxing or entertaining, and a 2-car attached carport. Private well and septic offer added independence with no city water or sewer bills. Enjoy the best of both worlds—peaceful living with room to spread out, while still being conveniently located near everything Gaston County has to offer, including shopping, dining, and local amenities. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Refrigerator with Ice Maker
- Laundry features: Electric Dryer Hookup,In Basement,Utility Room,Laundry Room
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Interior Entry,Walk-Out Access,Walk-Up Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bathroom Full
- Level: Basement
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Features
- Finished area below ground: 1,127
- Finished area above ground: 1,104
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,104
- Total interior livable area: 2,231 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Living Room
- Level: Main
Other
- Level: Basement
Other
- Level: Basement
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 191499
- Zoning: R001
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Deck,Front Porch,Patio,Porch,Rear Porch
- Fencing: Back Yard
Lot
- Lot size: 0.44 Acres
- Features: Cleared
Parking
- Parking features: Attached Carport,Driveway
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,012 | $24,144 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $226 | $2,712 |
| Electricity | $207 | $2,493 |
| Total | $2,588 | $31,056 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $425,000 |
| 2026-04-09 | Price change | $440,000 |
| 2026-04-03 | Price change | $465,000 |
| 2026-03-27 | Listed for sale | $475,000 |
| 2020-12-18 | Sold | $270,000 |
| 2020-11-03 | Pending sale | $279,999 |
| 2020-11-02 | Price change | $279,999 |
| 2020-10-28 | Price change | $289,999 |
| 2020-10-23 | Price change | $299,900 |
| 2020-10-14 | Listed for sale | $315,000 |
| 2020-03-10 | Sold | $81,000 |
For Sale by Agent
View on Zillow