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2605 Lowell Rd, Gastonia, NC, 28054

5beds
3baths
2,545sqft
$164,500
$65price/sqft
$1,306/moest. monthly cost
$52,240/yrincome needed

About This Home

COURT ORDERED SALE ..FILE NUMBER 26SP71-350...SOLD " AS IS WHERE IS " NO DUE DILIGENCE PERIOD.... NEEDS FULL REHAD ...WHAT EVER PERSONAL PROPERTY ON SITE THE DAY OF CLOSING WILL NOT BE REMOVED.. ...FIVE PERCENT DEPOSIT REQUIRED ...SUBJECT TO COURT APPROVAL AND TEN DAY UPSET BID PERIOD ...FULLY INSPECT PRIOR TO CONTRACT ...NEEDS COMPLETE REHAB...A WHEEL-CHAIR ACESS ELEVATOR AT BACK DOOR ENTRANCE

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Lowell Elementary SchoolGrades K-51.9 mi
2/10
Holbrook Middle SchoolGrades 6-81.3 mi
2/10
Ashbrook High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Composition
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven
  • Laundry features: In Hall,Inside

Basement

  • Has basement: Yes
  • Basement: Apartment,Partially Finished,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Den

  • Level: Main

Den

  • Level: Basement

Features

  • Finished area below ground: 1,011
  • Finished area above ground: 1,534

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,534
  • Total interior livable area: 2,545 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Basement

Living Room

  • Level: Main

Property

Details

  • Parcel number: 197180
  • Zoning: R-1
  • Special condition: Third Party Approval

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 92.5 x 170 x 93 x 169

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Lightning
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $831$9,972
Home Insurance *$81$972
Property Taxes $157$1,884
Electricity $237$2,844
Total$1,306$15,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,777/yr
40% on housing$39,180/yr
45% on housing$34,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 28054$127
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28054$171
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$164,500
2026-03-17Listed for sale$169,900

For Sale by Agent

AgentEddie Noles
BrokerageResidential Valuation, Inc

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