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21 Parker St, Charlestown, MA, 02129

6beds
3baths
3,200sqft
$1,899,900
$594price/sqft
$12,468/moest. monthly cost
$498,720/yrincome needed

About This Home

Sophisticated yet warm, this 4-story red brick home offers elegance, functionality & a prime location. Perched above Cambridge Street with nearly 15 feet of elevation, it enjoys added privacy while remaining just a short walk to Assembly & Sullivan Sq stations for easy commuting, dining & shopping. The south-facing orientation provides abundant natural light & energy efficiency year-round. Outside a fenced yard & expansive patio w/ newly installed pavers create the perfect setting for outdoor entertaining, summer BBQs & relaxation. The beautifully remodeled kitchen & dining area feature rich mahogany cabinetry, premium marble surfaces & tasteful gold accents. A spacious living room offers timeless charm & comfortable gathering space. 6 bright BRs are served by central heating & cooling. The primary bath includes a jacuzzi tub & smart bidet for a spa-like experience. Enjoy city views from the remodeled 2nd-FL balcony, including the illuminated Encore resort & Bostons nighttime skyline.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
92
BikeBiker's Paradise

Schools

8/10
3/10
Charlestown High SchoolGrades 7-121.0 mi

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Refrigerator
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Hardwood
  • Finished area above ground: 3,200

Heating & Cooling

  • Heating features: Central
  • Cooling features: Dual

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: W:02 P:02085 S:000,1279525
  • Attached to another structure: Yes
  • Zoning: R1

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Balcony,Fenced Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: City View(s)

Lot

  • Lot size: 1,470 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,606$115,272
Home Insurance *$393$4,716
Property Taxes $1,838$22,056
Electricity $631$7,572
Total$12,468$149,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$427,474/yr
40% on housing$374,040/yr
45% on housing$332,480/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$594This listing

vs Other Active Listings

Avg $/sqft

ZIP 02129$614
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02129$833
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-04Price change$1,899,900
2026-06-23Listed for sale$2,099,999
2026-06-22Listing removed--
2026-06-12Listed for sale$2,190,000
2025-07-26Listing removed$2,595,000
2025-06-11Price change$2,595,000
2025-05-22Listed for sale$2,695,000
2025-05-22Listing removed--
2025-04-27Listed for sale$2,695,000
2024-03-11Sold$955,000
2024-02-01Price change$1,045,000
2024-01-02Price change$1,149,000
2023-11-29Listed for sale$1,249,000
1994-12-29Sold$90,000

For Sale by Agent

AgentDave White
BrokerageOwnerEntry.com

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