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12 Auburn St, Charlestown, MA, 02129

3beds
4baths
3,360sqft
$2,549,000
$759price/sqft
$16,544/moest. monthly cost
$661,760/yrincome needed

About This Home

For over 150 years, 12 Auburn Street has been part of Charlestown’s neighborhood foundation. Set on a quiet residential street moments from Main Street and the historic waterfront, this brick brownstone offers a rare chance to own architectural legacy while shaping its next chapter. Spanning four levels and 3,350+ square feet, the home offers scale and structure emblematic of its era. Configured as a multi-family, it includes a garden-level residence with private front and rear access, while the upper levels live comfortably as a single-family. Features include three bedrooms, three and one half renovated baths, three marble fireplaces, an entertainment room, updated kitchen, private deck and patio. Includes one deeded garage parking space nearby and two transferable off-street spaces. Original character, enduring construction, and timeless appeal make this a rare Charlestown opportunity.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

8/10
3/10
Charlestown High SchoolGrades 7-120.4 mi
4/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Other
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian,Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Recessed Lighting, Lighting - Sconce, Lighting - Overhead, Crown Molding, Decorative Molding, Pocket Door

Features

  • Number of fireplaces: 4
  • Fireplace features: Dining Room
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 2,760

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 3,360
  • Total interior livable area: 3,360 sqft

Property

Details

  • Parcel number: W:02 P:01122 S:000,1280798
  • Attached to another structure: Yes
  • Zoning: R2

Features

  • Patio & porch: Deck - Composite,Patio
  • Exterior features: Deck - Composite,Patio,Decorative Lighting,Fenced Yard,City View(s),Garden
  • Fencing: Fenced
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1,946 sqft
  • Features: Other

Parking

  • Total spaces: 4
  • Parking features: Detached,Heated Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,889$154,668
Home Insurance *$527$6,324
Property Taxes $2,466$29,592
Electricity $662$7,950
Total$16,544$198,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$567,222/yr
40% on housing$496,320/yr
45% on housing$441,173/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$759This listing

vs Other Active Listings

Avg $/sqft

ZIP 02129$609
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02129$833
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$2,990,000
1999-07-27Sold$545,000
1997-09-30Sold$347,000

For Sale by Agent

AgentMichael Carucci
BrokerageSerhant

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