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81 Wayland St, Boston, MA, 02125

2beds
2baths
1,652sqft
$425,000
$257price/sqft
$3,109/moest. monthly cost
$124,360/yrincome needed

About This Home

A unique opportunity awaits you to acquire the ONLY AVAILABLE BOSTON SINGLE FAMILY FOR UNDER $450K. This condo-alternative offers no condo fee and a low cost of ownership, making it an ideal property for anyone seeking their entry into the Boston Market. The property boasts three levels of living, providing 2 bedrooms, 1.5 bathrooms, and an ideal canvas to complete the basement. Additionally, it includes off-street parking. Conveniently located between Roxbury and Dorchester, the property is walkable to several MBTA stops/stations, and just minutes away from highway access. The surrounding area is bustling with local stores and shops, making driving an optional choice.

Getting Around

69
WalkingSomewhat Walkable
70
TransitExcellent Transit
55
BikeBikeable

Schools

3/10
King Elementary SchoolGrades PK-60.2 mi
7/10
Boston Latin AcademyGrades 7-120.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Window(s) - Picture,Electric Dryer Hookup,Exterior Access,Washer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Half, Lighting - Sconce
  • Level: Main,First
  • Area: 29.3125

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Sconce, Lighting - Overhead
  • Level: Second
  • Area: 44.083333333

Bedroom2

  • Features: Walk-In Closet(s), Closet, Flooring - Laminate, Window(s) - Picture, Lighting - Overhead
  • Level: Second
  • Area: 155.208333333

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 672
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Electric Baseboard,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,652
  • Total interior livable area: 1,652 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Window(s) - Picture, Dining Area, Balcony / Deck, Balcony - Exterior, Deck - Exterior, Exterior Access, Recessed Lighting, Lighting - Overhead
  • Level: Main,First
  • Area: 139.6875

Living Room

  • Features: Flooring - Hardwood, Flooring - Wood, Window(s) - Picture, Deck - Exterior, Exterior Access, High Speed Internet Hookup, Open Floorplan, Recessed Lighting, Remodeled, Lighting - Overhead
  • Level: Main,First
  • Area: 208.6875

Master Bedroom

  • Features: Walk-In Closet(s), Closet, Flooring - Laminate, Window(s) - Picture, Lighting - Overhead
  • Level: Second
  • Area: 175.902777777

Property

Details

  • Parcel number: W:13 P:00896 S:015,1293789
  • Attached to another structure: Yes
  • Zoning: R1
  • Exclusions: Owner's Personal Belongings

Features

  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 2,002 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$198$2,376
Property Taxes $408$4,896
Electricity $354$4,259
Total$3,109$37,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,594/yr
40% on housing$93,270/yr
45% on housing$82,906/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 02125$417
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02125$341
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$415,000
2026-07-14Listed for sale$425,000
2017-10-30Sold$265,000
2011-04-08Sold$158,000
2010-10-30Price change$169,000
2010-10-09Price change$176,000
2010-08-17Price change$179,000
2010-07-20Listed for sale$195,000
2010-01-09Listing removed$199,900
2009-11-07Listed for sale$199,900
2006-08-09Sold$2,000
2003-12-01Sold$88,000

For Sale by Agent

AgentJovonie Houston
BrokerageColdwell Banker Realty - Dorchester

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