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88 Florida St #2, Dorchester, MA, 02124

2beds
1baths
889sqft
$429,900
$484price/sqft
$3,096/moest. monthly cost
$123,840/yrincome needed

About This Home

Welcome to this turn-key 2 BR,1 BA condo, approximately 889 GLA, located in one of Dorchester’s most convenient and sought-after neighborhoods. Step inside to find an open-concept LR and DR area featuring gleaming wood floors, 2014 oversized windows that fill the space with natural light, and a stunning exposed-brick accent wall that adds warmth and character. The updated galley KIT features stainless steel appliances, ample cabinetry, a pantry, and an efficient layout perfect for everyday living. Two spacious BR’s provide comfortable retreats with closets, while the updated full BA features clean, modern finishes. Enjoy the added benefits of private laundry in the basement, additional storage, and a common outdoor space that is perfect for relaxing or entertaining. Located just minutes from the Ashmont Red Line T, Adams Village, cafés, restaurants, shops, bus routes, and highway access. This condo is ideally situated for those seeking a convenient city lifestyle. 1st OH SAT12-1:30

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
Kenny Elementary SchoolGrades PK-60.3 mi
6/10
Murphy K-8 SchoolGrades PK-80.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Rubber
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 1985

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: In Basement,In Building,Electric Dryer Hookup

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Window features: Insulated Windows,Screens
  • Flooring: Wood,Tile
  • Finished area above ground: 889
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Electric Baseboard,Individual,Unit Control
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 889
  • Total interior livable area: 889 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: W:16 P:02930 S:004,1295436
  • Attached to another structure: Yes
  • Zoning: RES

Features

  • Patio & porch: Deck - Wood,Patio
  • Exterior features: Deck - Wood,Patio,Fenced Yard,Screens,Rain Gutters
  • Fencing: Security,Fenced

Lot

  • Lot size: 889 sqft

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$153$1,836
Property Taxes $416$4,992
Electricity $354$4,259
Total$3,096$37,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,148/yr
40% on housing$92,880/yr
45% on housing$82,560/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$484This listing

vs Other Active Listings

Avg $/sqft

ZIP 02124$357
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02124$396
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$429,900
2026-07-21Price change$429,900
2026-07-08Listed for sale$469,900
2025-03-04Listing removed$2,000
2025-01-27Listed for rent$2,000
2009-06-11Sold$134,750
2009-04-04Price change$159,000
2009-02-22Price change$169,000
2009-02-11Listed for sale$199,000
2001-07-13Sold$95,000
1997-06-25Sold$40,000
1987-06-15Sold$95,000

For Sale by Agent

AgentKaren Morgan
BrokerageColdwell Banker Realty - Cambridge

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