36 Spencer St, Dorchester, MA, 02124
About This Home
Rare opportunity to own a turnkey 3-family in a strong Dorchester location near Talbot Ave commuter rail. The property has undergone extensive renovations and system updates within the last 10 years, including major electrical, plumbing, heating, and interior improvements, with select kitchens and bathrooms renovated within the last year. Deleaded units with compliance documentation available. The layout offers spacious units, including a first-floor unit with additional finished lower-level space and separate entrance, a large second-floor unit, and a top-floor unit featuring a primary suite. Additional features include updated systems, off-street parking, strong commuter access to downtown Boston, and architectural shingles replaced approximately 7 years ago on the pitched portion of the roof. Property will be delivered vacant, offering a strong opportunity for market-rate lease-up and stabilization.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Concrete Perimeter,Brick/Mortar
Type & Style
- Home type: MultiFamily
- Property subType: 3 Family
Interior
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 11
- Bathrooms: 5
- Full bathrooms: 5
Features
- Finished area below ground: 875
- Finished area above ground: 3,083
Interior Area
- Total structure area: 3,083
- Total interior livable area: 3,083 sqft
Property
Details
- Parcel number: 1297440
- Zoning: R3
Lot
- Lot size: 4,526 sqft
- Features: Level
Parking
- Total spaces: 2
- Parking features: Paved Drive
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,579 | $90,948 |
| Home Insurance * | $536 | $6,432 |
| Property Taxes | $1,450 | $17,400 |
| Electricity | $607 | $7,295 |
| Total | $10,172 | $122,064 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-05 | Price change | $1,499,000 |
| 2026-05-20 | Listed for sale | $1,520,000 |
| 2017-04-18 | Sold | $575,000 |
| 2017-02-09 | Pending sale | $599,000 |
| 2016-11-18 | Price change | $599,000 |
| 2016-09-20 | Price change | $625,000 |
| 2016-08-26 | Listed for sale | $645,000 |
| 2006-01-30 | Sold | $475,000 |
| 2005-10-31 | Sold | $450,000 |
| 2005-08-25 | Sold | $395,000 |
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