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25 Howell St, Dorchester, MA, 02125

6beds
3baths
3,672sqft
$1,145,000
$312price/sqft
$8,156/moest. monthly cost
$326,240/yrincome needed

About This Home

Calling Investors & Contractors! Amazing opportunity and lots of potential with this spacious (3672sf) 3-Family located in the Polish Triangle of Dorchester. The building is in need of improvements but is livable and currently resided in. This could be a great condo conversion or long-term rent & hold after making updates to the kitchens and baths. All three units are virtually the same layout with large living and dining rooms, eat-in-kitchens, pantry, two bedrooms, & one bath. Converting the living or dining into a third bedroom will maximize rental income!. Each unit has a rear deck, there is a fenced in backyard, and a full/unfinished basement. Flat rubber roof (replaced in 2021), 2 of 3 heating systems are newer, and the exterior has vinyl siding that is in good shape. The property is old, but the bones are good. Fantastic location close to JFK UMass & Andrew T Stations, less than a mile to Carson Beach/Moakley Park, just off I-93, Columbia Rd, & Morrissey Blvd. Easy to show!

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

3/10
2/10
Ruth Batson AcademyGrades 7-120.9 mi
2/10
Excel High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Granite
  • Roof: Rubber
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family

Interior

Appliances

  • Appliances included: Range,Refrigerator,Freezer

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Living Room,Dining Room,Kitchen
  • Flooring: Hardwood
  • Finished area above ground: 3,672

Interior Area

  • Total structure area: 3,672
  • Total interior livable area: 3,672 sqft

Property

Details

  • Parcel number: W:07 P:03281 S:000,1313940
  • Zoning: R3

Features

  • Patio & porch: Deck
  • Fencing: Fenced/Enclosed,Fenced
  • Waterfront features: Harbor,1/2 to 1 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 2,438 sqft
  • Features: Gentle Sloping

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,789$69,468
Home Insurance *$535$6,420
Property Taxes $1,108$13,296
Electricity $724$8,689
Total$8,156$97,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$279,634/yr
40% on housing$244,680/yr
45% on housing$217,493/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 02125$415
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02125$341
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Contingent$1,145,000
2026-07-27Price change$1,145,000
2026-07-24Listed for sale$1,195,000
2026-07-18Contingent$1,195,000
2026-06-16Listed for sale$1,195,000

For Sale by Agent

AgentMatthew Petty
BrokerageFRAME Residential

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