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30 Belton St, Dorchester, MA, 02124

4beds
2baths
1,350sqft
$825,000
$611price/sqft
$5,618/moest. monthly cost
$224,720/yrincome needed

About This Home

Nestled in in Dorchester’s sought after Saint Brendan’s neighborhood, this classic Colonial offers a flexible floor plan, timeless character, and exceptional opportunity to make it your own. The first floor features a welcoming living room, formal dining room, and eat-in kitchen with access to a screened porch - perfect for relaxing, outdoor dining, or entertaining. Upstairs are four comfortable bedrooms and a full bath. The finished walk-out lower level with a 3/4 bath provides valuable bonus space ideal for a family room, home office, guest area, or gym, with direct access to the fenced backyard. Hardwood floors, replacement windows, vinyl siding, and a newer roof add to the home's appeal. Conveniently located near Adams Village, Lower Mills, parks, the Neponset Greenway Trail, public transportation, shopping, restaurants, and Route 93. A wonderful opportunity to personalize a well-loved home in an outstanding neighborhood.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

5/10
Kenny Elementary SchoolGrades PK-60.4 mi
6/10
Murphy K-8 SchoolGrades PK-80.8 mi

Construction

Condition

  • Year built: 1928

Materials

  • Foundation: Block
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Gas Dryer Hookup,In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bathroom1

  • Features: Bathroom - Full
  • Level: Second

Bathroom2

  • Features: Bathroom - 3/4
  • Level: Basement

Bedroom2

  • Features: Ceiling Fan(s), Flooring - Hardwood
  • Level: Second
  • Area: 144

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 99

Bedroom4

  • Features: Flooring - Hardwood, Attic Access
  • Level: Second
  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Hardwood, Wainscoting, Crown Molding
  • Level: First
  • Area: 180

Features

  • Slider,Bonus Room,Walk-up Attic
  • Flooring: Vinyl,Hardwood,Flooring - Stone/Ceramic Tile,Flooring - Wall to Wall Carpet
  • Finished area below ground: 380
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Hardwood
  • Level: First
  • Area: 182

Living Room

  • Features: Flooring - Hardwood, French Doors, Crown Molding
  • Level: First
  • Area: 182

Master Bedroom

  • Features: Ceiling Fan(s), Flooring - Hardwood
  • Level: Second
  • Area: 156

Property

Details

  • Parcel number: W:16 P:04591 S:000,1316932
  • Zoning: R1

Features

  • Patio & porch: Screened
  • Exterior features: Porch - Screened
  • Waterfront features: 1/2 to 1 Mile To Beach

Lot

  • Lot size: 3,106 sqft
  • Features: Gentle Sloping

Parking

  • Total spaces: 2
  • Parking features: Off Street,Tandem
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$295$3,540
Property Taxes $798$9,576
Electricity $354$4,259
Total$5,618$67,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,617/yr
40% on housing$168,540/yr
45% on housing$149,813/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$611This listing

vs Other Active Listings

Avg $/sqft

ZIP 02124$353
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02124$396
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$798,000
2026-06-24Listed for sale$825,000

For Sale by Agent

AgentAnn and Mike Todd
BrokerageThe Firm

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