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554 E 4th St APT 1B, South Boston, MA, 02127

1beds
1baths
478sqft
$509,000
$1,065price/sqft
$3,545/moest. monthly cost
$141,800/yrincome needed

About This Home

Sun-drenched and beautifully updated, this bright corner-unit condo blends timeless character with thoughtful modern upgrades in an unbeatable South Boston location just moments from the beach, neighborhood restaurants, shops, and public transportation. Soaring 11-foot ceilings, oversized windows, and charming hardwood floors create an airy, welcoming feel throughout. The stunning kitchen, gut renovated in 2017, features marble countertops, stainless steel appliances, generous storage, and elegant finishes perfect for both everyday living and entertaining. The spa-like bathroom, fully renovated in 2019, offers quartz counters, brass accents, marble tile, and a spacious walk-in shower. Freshly painted interiors, refinished hardwood floors, and private basement storage complete the home. A rare opportunity to enjoy classic South Boston charm paired with stylish modern living in one of the neighborhood’s most convenient and sought-after locations.

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
61
BikeBikeable

Schools

3/10
James F. Condon SchoolGrades PK-80.6 mi
2/10
Excel High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Frame,Brick

Notable Dates

  • Major remodel year: 1986

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Building

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood,Tile
  • Finished area above ground: 478
  • Common walls with other units/homes: Corner

Heating & Cooling

  • Heating features: Central,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 478
  • Total interior livable area: 478 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
  • Level: First

Living Room

  • Features: Closet, Flooring - Hardwood
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: First

Property

Details

  • Parcel number: W:06 P:02061 S:002,1408243
  • Attached to another structure: Yes
  • Zoning: CD

Features

  • Entry location: Unit Placement(Street)
  • Waterfront features: Bay,1/2 to 1 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 478 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance *$126$1,512
Property Taxes $492$5,904
Electricity $354$4,259
Total$3,545$42,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,542/yr
40% on housing$106,350/yr
45% on housing$94,533/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,065This listing

vs Other Active Listings

Avg $/sqft

ZIP 02127$599
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02127$747
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$509,000
2026-07-21Price change$509,000
2026-07-15Listed for sale$515,000
2026-07-14Listing removed$515,000
2026-07-07Price change$515,000
2026-06-25Price change$519,000
2026-05-27Listed for sale$525,000
2020-08-03Sold$480,000
2020-06-14Pending sale$475,000
2020-05-29Listed for sale$475,000
2010-01-15Sold$189,000

For Sale by Agent

AgentGundersheim Group Real Estate
BrokerageCommonwealth Standard Realty Advisors

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