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445 E 5th St, South Boston, MA, 02127

3beds
2baths
1,036sqft
$799,000
$771price/sqft
$5,365/moest. monthly cost
$214,600/yrincome needed

About This Home

Telegraph Hill Location! Lovingly lived in by the same family for more than 60 years, this home is ready for a new chapter. This is the first time that this property is being offered for sale since being built in 1962. Three bedrooms and 1.5 bathrooms with a large living room and kitchen/dining area and 2 large rooms (540 sq. ft) in the dry basement that are waiting to be finished. This home has nice front yard and a private fenced in rear yard. Gas heat and hot water, some newer windows, sump pumps, basement laundry, hardwood floors and 7 year old roof. Great option for someone looking to renovate this and and make it their own or a possible developer flip or maybe an investment rental. The property is being sold "as is"

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
James F. Condon SchoolGrades PK-80.6 mi
2/10
Excel High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,036

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,036
  • Total interior livable area: 1,036 sqft

Property

Details

  • Parcel number: W:07 P:01778 S:002,1409461
  • Attached to another structure: Yes
  • Zoning: R1

Features

  • Exterior features: Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 1,633 sqft
  • Features: Level

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$198$2,376
Property Taxes $773$9,276
Electricity $354$4,259
Total$5,365$64,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,942/yr
40% on housing$160,950/yr
45% on housing$143,066/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$771This listing

vs Other Active Listings

Avg $/sqft

ZIP 02127$597
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02127$747
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$799,000
1987-08-07Sold$261,000

For Sale by Agent

AgentDouglas Bosse
BrokerageOlde Towne Real Estate Co.

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