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401 W 4th St, South Boston, MA, 02127

5beds
5baths
2,795sqft
$1,199,000
$429price/sqft
$8,071/moest. monthly cost
$322,840/yrincome needed

About This Home

Amazing opportunity to develop a single family to a 4 floor two family with approved plans included in the sale. The building currently features 3 floors of living space, 4 bedrooms, and a partially finished walk out basement with tenants in place until August 2026. The plans have both units being coveted duplexes with generous square footage and the ability to extend the living area even further by maximizing the by right FAR of 2.0. Buyer has the ability to flip as condos or hold for great rental returns.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
63
BikeBikeable

Schools

3/10
James F. Condon SchoolGrades PK-80.2 mi
2/10
Excel High SchoolGrades 9-120.3 mi
5/10
Perkins Elementary SchoolGrades PK-60.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 1900

Materials

  • Foundation: Other
  • Roof: Shingle,Rubber

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Flooring: Hardwood
  • Finished area below ground: 573
  • Finished area above ground: 2,222

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,795
  • Total interior livable area: 2,795 sqft

Property

Details

  • Parcel number: W:06 P:01094 S:000,1412683
  • Zoning: R1

Features

  • Patio & porch: Porch - Enclosed,Patio
  • Exterior features: Porch - Enclosed,Patio
  • Has view: Yes
  • View description: City View(s)
  • Waterfront features: Bay,1/2 to 1 Mile To Beach

Lot

  • Lot size: 1,488 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$298$3,576
Property Taxes $1,160$13,920
Electricity $551$6,613
Total$8,071$96,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,720/yr
40% on housing$242,130/yr
45% on housing$215,226/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 02127$598
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02127$747
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Listed for rent$5,000
2026-08-13Listed for sale$1,199,000
2026-08-10Listing removed$5,000
2026-08-09Listing removed$1,199,000
2026-08-08Listed for rent$5,000
2026-07-14Price change$1,199,000
2026-06-09Listed for sale$1,249,000
2024-07-24Listing removed--
2024-07-17Listed for rent$5,000
2023-07-21Listing removed--
2023-06-26Listed for rent$5,400
2022-05-04Listing removed--
2022-05-02Listed for rent$5,000
2022-04-25Listing removed--
2022-04-12Listed for rent$5,000
2019-03-15Sold$650,000
2019-02-08Pending sale$729,000
2018-10-26Listed for sale$729,000
2018-09-25Listing removed$759,999
2018-09-20Price change$759,999
2018-08-01Listed for sale$780,000
1992-05-01Sold$75,000
1991-11-14Sold$94,350
1990-06-22Sold$195,000
1988-10-27Sold$144,000

New Construction

AgentCalder Billings
BrokerageKeller Williams Realty

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