145 Charles St APT 2, Boston, MA, 02114
About This Home
FOUR BEDROOMS - YES - this lovely unit needs TLC after years of being rented by residents occupying it as a 4 bedroom apartment - but aside from the needed updating and personal touches, its a beautiful Beacon Hill building with private deck and common roof deck, close to everything one loves about living in Beantown! Other units have been restored and utilized as a 2 bed, but with almost 1100 square fee, you decide how to optimize the space! It even comes with washer/dryer for everyday convenience. Enjoy access to a common roof deck plus exclusive rights to a small outdoor space off the living room. Great location with close proximity to the Esplanade, the T and other public transportation, plus all the lovely nearby shops and restaurants. Currently rented through August. Seller would consider lease option, rent to own, and seller financing with great credit and substantial down payment. Highly Motivated Seller
Getting Around
Walker's Paradise
Rider's Paradise
Very BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: Condo
- Architectural style: Other (See Remarks)
- Property subType: Condominium
Interior
Appliances
- Appliances included: Refrigerator,Washer,Dryer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Wood
- Finished area above ground: 1,055
- Common walls with other units/homes: No One Below
Heating & Cooling
- Heating features: Central
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,055
- Total interior livable area: 1,055 sqft
Property
Accessibility
- Accessibility features: No
Details
- Parcel number: W:05 P:02008 S:004,3354469
- Zoning: CD
Features
- Patio & porch: Deck,Deck - Roof
- Exterior features: Deck,Deck - Roof
Lot
- Lot size: 1,055 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,789 | $69,468 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $1,108 | $13,296 |
| Electricity | $354 | $4,259 |
| Total | $7,407 | $88,884 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Price change | $1,145,000 |
| 2026-03-07 | Listed for sale | $1,175,000 |
| 2025-05-14 | Listing removed | $995,000 |
| 2025-04-02 | Price change | $995,000 |
| 2025-03-21 | Price change | $1,100,000 |
| 2025-02-25 | Listed for sale | $1,200,000 |
| 2023-06-09 | Listing removed | -- |
| 2023-06-06 | Listed for rent | $4,900 |
| 2018-10-19 | Listing removed | $2,595 |
| 2018-09-23 | Listed for rent | $2,595 |
| 2010-05-05 | Listing removed | $539,000 |
| 2009-08-23 | Price change | $539,000 |
| 2009-07-25 | Price change | $554,000 |
| 2009-06-27 | Price change | $569,000 |
| 2009-04-23 | Price change | $599,000 |
| 2009-03-15 | Listed for sale | $629,000 |
| 2000-02-08 | Sold | $302,500 |
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