Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2481 Spruce Dr, Arrowbear Lake, CA, 92382

1beds
1baths
480sqft
$275,000
$573price/sqft
$2,228/moest. monthly cost
$89,120/yrincome needed

About This Home

Discover your perfect mountain getaway in this cozy 1-bedroom, 1-bath cabin on a corner lot in Arrowbear. Just up the road from Arrowbear Lake and Park, this furnished retreat offers easy access to year-round adventure--ideally located between Lake Arrowhead and Big Bear for skiing, hiking, and exploring. Inside, you'll appreciate newer copper plumbing, a newer roof, water heater, and dual-paned windows--giving you peace of mind and energy efficiency. The large front deck is great for gatherings under the stars. The property also includes 3 additional lots, providing space, privacy, and future possibilities for expansion. Ideal for a weekend escape or a smaller full-time residence, this charming, cabin is an excellent opportunity to own a slice of the mountains, at an affordable price.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Range,Gas Water Heater,Refrigerator

Bathroom

  • Features: Separate Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Cathedral Ceiling(s),Bedroom on Main Level
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Natural Gas,Wall Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: 0327272410000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 10,179 sqft
  • Features: 2-5 Units/Acre,Corner Lot,Irregular Lot,Near Park
  • Lot size dimensions: 87 x 27 x 54 x 93 x 54 x 175

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Landslide
Wildfire
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$146$1,752
Property Taxes $294$3,528
Electricity $398$4,786
Total$2,228$26,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,388/yr
40% on housing$66,840/yr
45% on housing$59,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$573This listing

vs Other Active Listings

Avg $/sqft

ZIP 92382$202
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92382$277
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-07Price change$290,000
2025-07-26Listed for sale$295,000

For Sale by Agent

AgentJames Newcomb
BrokerageWindermere Real Estate

Similar Homes