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1683 Iris St, Los Banos, CA, 93635

5beds
3baths
3,184sqft
$635,000
$199price/sqft
$4,692/moest. monthly cost
$187,680/yrincome needed

About This Home

Great Anderson Home nestled in desirable south-side neighborhood. Conveniently located near great shopping centers. Store like Target, Walmart, Harbor Freight, Famous Footwear and many more! Oliveira Park and new Creekside Junior High School are walking distance from this home. Quick and easy access to Hwy 152 and Hwy 5 for bay area commuters. Come and take a look at this very distinguished floor plan. Bedrooms are oversize for plenty of space. Don't miss out on this great opportunity. Truly a Must See! Come see for yourself.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

2/10
2/10
Creekside Junior HighGrades 7-80.4 mi
4/10
Los Banos High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Ice Maker,Microwave
  • Laundry features: Cabinets,Electric Dryer Hookup,Gas Dryer Hookup,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace Insert
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,184 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 431132035000
  • Zoning description: RESIDENTIAL
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Fenced
  • Exterior features: Balcony

Lot

  • Lot size: 7,056 sqft
  • Features: Sprinklers In Front,Landscape Front,Low Maintenance

Parking

  • Total spaces: 3
  • Parking features: Attached,RV Access/Parking,RV Possible,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Drought
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$162$1,944
Property Taxes $638$7,656
Electricity $682$8,193
Total$4,692$56,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,868/yr
40% on housing$140,760/yr
45% on housing$125,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 93635$253
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 93635$266
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$635,000
2018-09-17Listing removed$450,000
2018-08-03Listed for sale$450,000
2015-05-17Listing removed$379,900
2015-04-10Listed for sale$379,900
2014-04-28Sold$300,000
2003-01-29Sold$329,500

For Sale by Agent

AgentLuis Fernandez
BrokerageHomeSmart PV & Associates

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