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4918 W Bluff Ave, Fresno, CA, 93722

5beds
4baths
3,601sqft
$1,365,000
$379price/sqft
$9,658/moest. monthly cost
$386,320/yrincome needed

About This Home

Panoramic views take center stage in this exceptional McCaffrey custom home, showcasing breathtaking scenery of the Bluff, Lake San Joaquin River, Sierra Nevada mountains, and sparkling city lights. Located in the exclusive Bellaviera neighborhood and appraised at value at $1,365,000, this home offers a rare blend of luxury, lifestyle, and proven value.Enter through olive tree-lined cobblestone paths into a residence defined by craftsmanship and detail---soaring vaulted ceilings, large porcelain tile with stone inlay, wrought iron stair rails, and dentil-style crown molding throughout. The thoughtfully designed kitchen features custom cabinetry, granite countertops, an oversized island with breakfast bar, and a beautifully crafted custom range hood.The primary suite opens to a private balcony---your personal retreat to take in the stunning views day and night. Designed for entertaining, the backyard features a built-in BBQ island, sparkling pool with waterfall, striking lion water features, and a charming gazebo dining area.Additional highlights include OWNED solar, two heat pumps, EV charger, surround sound, RV/boat parking, and a nearly 1/3 acre lot. A refined blend of elegance, function, and unforgettable views---truly one of a kind.

Getting Around

25
WalkingCar-Dependent
20
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

7/10
Rio Vista Middle SchoolGrades 7-81.6 mi
4/10
Central High East CampusGrades 9-124.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Stucco,Stone,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Range/Oven,Gas Appliances,Electric Appliances,Disposal,Dishwasher,Microwave
  • Laundry features: Inside,Lower Level

Basement

  • Area: 0

Basement

  • Basement: None

Bathroom

  • Features: Tub/Shower, Shower, Tub

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Built-in Features,Great Room,Family Room,Den/Study
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 13+ SEER A/C,Central Air

Interior Area

  • Total structure area: 3,601
  • Total interior livable area: 3,601 sqft

Kitchen

  • Features: Eat-in Kitchen, Breakfast Bar, Pantry, Other
  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 50234203S

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Grassy Area,Water Feature,Private,In Ground
  • Patio & porch: Covered,Uncovered,Enclosed,Concrete,Stone,Other
  • Spa features: Bath
  • Has view: Yes
  • View description: Bluff View
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.32 Acres
  • Features: Urban,Other,Sprinklers In Front,Sprinklers In Rear,Sprinklers Auto,Mature Landscape

Parking

  • Total spaces: 3
  • Parking features: Potential RV Parking,Garage Door Opener,On Street,Other
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave

FEMA Declared Disasters in Fresno County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,902$82,824
Home Insurance *$427$5,124
Property Taxes $1,557$18,684
Electricity $772$9,266
Total$9,658$115,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$331,131/yr
40% on housing$289,740/yr
45% on housing$257,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 93722$235
Fresno County$327

vs Homes Sold Last Month

Median $/sqft

ZIP 93722$252
Fresno County$266

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$1,365,000
2026-03-18Listed for sale$1,365,000
2026-03-06Listing removed$1,399,000
2026-03-05Listed for sale$1,399,000
2026-01-23Pending sale$1,399,000
2026-01-23Listed for sale$1,399,000
2025-12-29Listing removed$1,399,000
2025-11-20Price change$1,399,000
2025-10-10Price change$1,449,000
2025-07-25Price change$1,499,000
2025-06-23Price change$1,615,000
2025-05-23Price change$1,575,000
2025-04-28Listed for sale$1,615,000
2025-04-16Listing removed$1,675,000
2025-02-14Price change$1,675,000
2025-01-25Price change$1,725,000
2025-01-17Listed for sale$1,777,777
2018-09-05Sold$1,075,000
2018-07-18Price change$1,099,000
2018-06-23Price change$1,149,000
2018-05-18Listed for sale$1,179,000
2002-09-30Sold$249,500

For Sale by Agent

AgentJacqueline Gutierrez Lyday
BrokerageLondon Properties, Ltd.

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