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76 Belden St, Dorchester, MA, 02125

6beds
3baths
2,427sqft
$915,000
$377price/sqft
$6,416/moest. monthly cost
$256,640/yrincome needed

About This Home

76 Belden St in Dorchester MA is a three-story building containing three (3) 2-Bedroom/1-Bathroom units with 2,427 square feet of gross living area and 3,626 square feet of gross area. The Property is situated upon a 0.04-acre parcel and offers on-street parking. 76 Belden St is a desirable brick building positioned in the Dorchester neighborhood of Boston. The units feature hardwood flooring, tile-flooring in kitchen, oak colored wood cabinets, and updated bathrooms. Recent capital improvements have been made to the rear porch egress, brand new from 2024. The building also features laundry facilities in the basement. The Property has been well maintained and offers the opportunity to acquire a fully leased turnkey investment with upside via lease renewal or through programmatic upgrades to the units.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

3/10
4/10
Dearborn Middle SchoolGrades 6-120.9 mi

Construction

Condition

  • Year built: 1899

Materials

  • Foundation: Brick/Mortar
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Wood,Tile
  • Finished area above ground: 2,427

Interior Area

  • Total structure area: 2,427
  • Total interior livable area: 2,427 sqft

Property

Details

  • Parcel number: 1310328
  • Zoning: R3

Features

  • Patio & porch: Porch

Lot

  • Lot size: 1,962 sqft
  • Features: Level

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,626$55,512
Home Insurance *$427$5,124
Property Taxes $885$10,620
Electricity $478$5,743
Total$6,416$76,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,977/yr
40% on housing$192,480/yr
45% on housing$171,093/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 02125$413
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02125$341
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$915,000
2026-02-05Listed for sale$925,000
2025-07-16Listing removed$942,000
2025-05-27Listed for sale$942,000
2025-05-23Listing removed$959,900
2025-03-22Price change$959,900
2024-12-31Listed for sale$995,000
2024-12-30Listing removed$995,000
2024-12-02Listed for sale$995,000
2006-03-31Sold$364,000
2001-07-17Sold$255,000
1988-02-01Sold$22,000

For Sale by Agent

AgentNick Bevilacqua
BrokerageHorvath & Tremblay

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