See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

39 State St #4, Newburyport, MA, 01950

2beds
2baths
3,114sqft
$2,000,000
$642price/sqft
$12,745/moest. monthly cost
$509,800/yrincome needed

About This Home

There is no better location with the charm of historical Newburyport than this 2 bed 2 bath apartment. Located in the heart of State St literal steps to all the shops and restaurants that downtown Newburyport has to offer. This 3rd floor apartment was the former town meeting hall(Essex Hall) and built in 1861. Meticulously maintained with a large living area with, wood burning fireplace, high ceilings and oversized windows that bring in all the natural light you would need to brighten your living area. Updated kitchen with separate living/dining area with custom built ins. Primary bedroom with primary bath and ample closet space along with access to deck for that morning coffee. Generously sized second bedroom with built ins overlooking bustling downtown area. To top it off you have access to a rooftop deck that is perfect for those Yankee Homecoming fireworks!

Getting Around

98
WalkingWalker's Paradise
0
TransitVery Limited Transit
54
BikeBikeable

Schools

8/10
10/10
Newburyport High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1861

Type & Style

  • Home type: Condo
  • Architectural style: Other (See Remarks)
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,941

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,114
  • Total interior livable area: 3,114 sqft

Property

Details

  • Parcel number: M:0006 B:0015 L:0000,5230544
  • Zoning: B2

Parking

  • Total spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Hurricane
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$426$5,112
Property Taxes $1,592$19,104
Electricity $614$7,368
Total$12,745$152,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$436,971/yr
40% on housing$382,350/yr
45% on housing$339,866/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$642This listing

vs Other Active Listings

Avg $/sqft

ZIP 01950$570
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01950$546
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$2,000,000
2026-02-15Listing removed$7,000
2026-01-27Listed for rent$7,000
2023-09-23Listing removed--
2023-08-18Listed for rent$6,000
2023-06-22Listing removed--
2023-06-01Listed for rent$8,000
2012-11-19Sold$1,350,000
2005-11-04Sold$335,000

For Sale by Agent

AgentMarc Ouellet
BrokerageLamacchia Realty, Inc.

Similar Homes