121 Water St APT 46, Beverly, MA, 01915
About This Home
UNRIVALED. UNOBSTRUCTED. UNFORGETTABLE. Why settle for an ordinary condo when you can claim the absolute best view in Beverly? This commanding oceanfront panorama is yours alone. Breathtaking by day, mesmerizing by night—own the ultimate elite vantage point in town. Right outside your window, look out at an ever-changing canvas of harbor life: watch the morning mist rise over the water, track the steady rhythm of local lobster boats returning with the day’s catch, and enjoy the elegant passing of sailboats against the horizon and the activity of the neighboring yacht club. The thoughtfully configured, sun-drenched layout maximizes this dramatic coastal backdrop from every angle, flowing effortlessly out to a private balcony positioned perfectly to capture refreshing ocean breezes. Inside, modern luxury meets seaside tranquility with an upscale open-concept living space. Situated just moments from local beaches, the commuter rail, and vibrant downtown dining.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Property subType: Condominium,Townhouse
Interior
Appliances
- Appliances included: Range,Dishwasher,Microwave,Washer,Dryer
- Laundry features: Second Floor,In Unit,Electric Dryer Hookup,Washer Hookup
Bathroom1
- Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Closet, Flooring - Marble, Countertops - Stone/Granite/Solid, Dryer Hookup - Dual, Dryer Hookup - Electric, Remodeled
- Level: Second
Bathroom2
- Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Countertops - Stone/Granite/Solid
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Skylight, Cathedral Ceiling(s), Balcony / Deck, Slider
- Level: First
Family Room
- Features: Skylight
- Level: Second
Features
- Window features: Insulated Windows
- Flooring: Tile,Carpet,Stone / Slate
- Finished area above ground: 1,180
- Common walls with other units/homes: No One Above,End Unit,Corner
Heating & Cooling
- Heating features: Electric,Wall Furnace
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,180
- Total interior livable area: 1,180 sqft
Kitchen
- Level: First
Living Room
- Features: Window(s) - Bay/Bow/Box, Window(s) - Picture
- Level: First
Master Bedroom
- Features: Closet
- Level: Second
Property
Details
- Parcel number: 4179636
- Zoning: BHD
- Other equipment: Intercom
Features
- Entry location: Unit Placement(Front,Back)
- Pool features: Association
- Patio & porch: Deck - Composite
- Exterior features: Deck - Composite,Balcony
- Has view: Yes
- View description: Water,Bay,Harbor,Marina
- Has water view: Yes
- Water view: Bay,Harbor,Marina,Water
- On waterfront: Yes
- Waterfront features: Waterfront,Sound,Harbor,Frontage,Marina,Bay,Sound,Walk to,0 to 1/10 Mile To Beach,Beach Ownership(Public)
Parking
- Total spaces: 1
- Parking features: Attached,Under,Storage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $194 | $2,328 |
| Property Taxes | $615 | $7,380 |
| Electricity | $354 | $4,259 |
| Total | $4,449 | $53,388 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Contingent | $649,900 |
| 2026-08-03 | Price change | $649,900 |
| 2026-06-03 | Price change | $699,000 |
| 2026-05-29 | Price change | $719,000 |
| 2026-05-14 | Listed for sale | $749,900 |
| 1996-10-25 | Sold | $101,000 |
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