89 Lothrop St, Beverly, MA, 01915
About This Home
Presenting an exceptional oceanfront estate with sweeping water views! Enjoy the covered stone terrace, sprawling lawn, and mature landscaping perfect for summer gatherings. This grand home spanning 5414’ of living space offers a harmonious blend of historical character and contemporary comfort with distinguished architectural style. The gracious foyer leads to the formal living room and family room/library with back to back fireplaces, wood archways, coffered ceilings, and wainscoting. The sunroom and patio also enjoy ocean views! Featuring 6 bedrooms, 3.5 baths, hardwood floors and period details abound. Formal dining room with doors leading to the terrace, kitchen and spacious breakfast room. The second floor offers 4 bedrooms, en suite bath adjoining two of the bedrooms, additional full bath, laundry and home office space. The third floor has two bedrooms, full bath and ample storage. The 4 car attached garage and generous basement storage complete this unique home. Welcome to 89!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1912
Materials
- Foundation: Stone
- Roof: Shingle,Rubber
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Federal
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
- Laundry features: Laundry Closet,Flooring - Wall to Wall Carpet,Electric Dryer Hookup,Washer Hookup,Crown Molding,Second Floor
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Interior Entry,Concrete,Unfinished
Bathroom1
- Features: Bathroom - Half
- Level: First
- Area: 18.24
Bathroom2
- Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
- Level: Second
- Area: 67.64
Bathroom3
- Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Marble, Countertops - Upgraded
- Level: Second
- Area: 101.76
Bedroom2
- Features: Closet, Flooring - Hardwood, Crown Molding
- Level: Second
- Area: 260.82
Bedroom3
- Features: Fireplace, Beamed Ceilings, Closet, Flooring - Hardwood, Crown Molding
- Level: Second
- Area: 317.17
Bedroom4
- Features: Closet, Flooring - Hardwood, Crown Molding
- Level: Second
- Area: 194.399999999
Bedroom5
- Features: Closet, Flooring - Hardwood
- Level: Third
- Area: 329.6
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Beamed Ceilings, Flooring - Hardwood, Exterior Access, Wainscoting, Beadboard, Crown Molding, Decorative Molding
- Level: First
- Area: 291.571
Family Room
- Features: Beamed Ceilings, Flooring - Hardwood, Wainscoting, Decorative Molding
- Level: First
- Area: 178.871
Features
- Closet,Dining Area,Pantry,Bathroom - Full,Bathroom - With Tub & Shower,Sun Room,Foyer,Bathroom,Bedroom
- Flooring: Tile,Carpet,Hardwood,Flooring - Stone/Ceramic Tile,Flooring - Hardwood
- Number of fireplaces: 5
- Fireplace features: Dining Room,Family Room,Living Room,Master Bedroom
- Fireplace: Yes
- Finished area above ground: 5,414
Heating & Cooling
- Heating features: Steam,Oil
- Cooling features: None
Interior Area
- Total structure area: 5,414
- Total interior livable area: 5,414 sqft
Kitchen
- Features: Flooring - Stone/Ceramic Tile, Stainless Steel Appliances
- Level: First
- Area: 83.419999999
Living Room
- Features: Beamed Ceilings, Flooring - Hardwood, Exterior Access, Wainscoting, Crown Molding, Decorative Molding
- Level: First
- Area: 381.57
Master Bedroom
- Features: Closet, Flooring - Wall to Wall Carpet, Crown Molding
- Level: Second
- Area: 298.87
Property
Details
- Parcel number: 4180821
- Zoning: R10
Features
- Patio & porch: Porch - Enclosed,Screened,Covered
- Exterior features: Porch - Enclosed,Porch - Screened,Covered Patio/Deck,Balcony,Rain Gutters,Sprinkler System,Stone Wall
- Has view: Yes
- View description: Scenic View(s),Water,Ocean
- Has water view: Yes
- Water view: Ocean,Water
- On waterfront: Yes
- Waterfront features: Waterfront,Ocean,Ocean,0 to 1/10 Mile To Beach,Beach Ownership(Public)
Lot
- Lot size: 0.63 Acres
- Features: Corner Lot
Parking
- Total spaces: 6
- Parking features: Attached,Under,Garage Door Opener,Garage Faces Side,Off Street,Driveway
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,433 | $197,196 |
| Home Insurance * | $974 | $11,688 |
| Property Taxes | $2,942 | $35,304 |
| Electricity | $1,067 | $12,811 |
| Total | $21,416 | $256,992 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-29 | Price change | $3,250,000 |
| 2026-05-27 | Listed for sale | $3,500,000 |
| 2022-10-27 | Sold | $2,900,000 |
| 2022-09-14 | Contingent | $2,495,000 |
| 2022-09-05 | Listed for sale | $2,495,000 |
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