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13 Hillcrest Ave, Beverly, MA, 01915

4beds
2baths
1,894sqft
$699,000
$369price/sqft
$4,748/moest. monthly cost
$189,920/yrincome needed

About This Home

Excellent opportunity for investors or owner-occupants to own this well-maintained two-family home on desirable Hillcrest Ave in Beverly. Each unit offers 2 bedrooms and 1 full bath with spacious, functional layouts. The first-floor unit features a bright sunroom and welcoming front porch, while the second-floor unit enjoys a private rear deck overlooking the beautiful backyard, perfect for relaxing or entertaining.Additional features include separate utilities, laundry in the basement, and ample off-street parking for 4–5 vehicles. The roof was replaced in 2021, providing added peace of mind. While the property could benefit from some cosmetic updates, it offers solid bones, excellent potential, and the flexibility to customize or add value. Conveniently located near Beverly's downtown, beaches, commuter rail, shopping, and restaurants, this is a fantastic opportunity to invest in a sought-after location.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Ayers/Ryal Side SchoolGrades K-40.4 mi
6/10
Briscoe Middle SchoolGrades 5-81.2 mi
6/10
Beverly High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Living Room,Kitchen,Sunroom
  • Flooring: Wood
  • Finished area above ground: 1,894

Interior Area

  • Total structure area: 1,894
  • Total interior livable area: 1,894 sqft

Property

Details

  • Parcel number: 4181422
  • Zoning: Res

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Garden
  • Waterfront features: 1 to 2 Mile To Beach

Lot

  • Lot size: 0.12 sqft
  • Features: Cleared

Parking

  • Total spaces: 4
  • Parking features: Off Street
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$209$2,508
Property Taxes $632$7,584
Electricity $373$4,481
Total$4,748$56,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,788/yr
40% on housing$142,440/yr
45% on housing$126,613/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 01915$451
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01915$446
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$699,000
2026-08-01Price change$699,000
2026-07-26Price change$729,900
2026-07-06Listed for sale$750,000

For Sale by Agent

AgentGita Ghaemi
BrokerageLamacchia Realty, Inc.

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