2 Mill St, Beverly, MA, 01915
About This Home
Priced to reflect the cosmetic updates needed, this home offers incredible potential. Commuting is an absolute breeze with quick, easy access to Route 128 and the Montserrat MBTA train station.Step inside to an expansive, open-concept main level featuring gleaming hardwood floors, a spacious 14x16 living room, and a wide-open dining area that flows seamlessly into the kitchen—perfect for entertaining. Both bedrooms are located on the second level (12x15 each), offering rare, equal-sized layouts.This property is being sold completely AS-IS. Priced aggressively below a recent certified private appraisal ($525,000)! Image virtually staged for visualization purposes! Property is tenant occupied. Please do not disturb tenants or walk the property without an appointment.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Water Heater,Range,Microwave,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished,Interior Entry,Concrete,Unfinished
Bathroom1
- Features: Bathroom - With Tub & Shower, Ceiling Fan(s), Flooring - Stone/Ceramic Tile
- Level: First
- Area: 40
Bedroom2
- Features: Closet, Flooring - Wood
- Level: Second
- Area: 180
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Flooring - Hardwood, Open Floorplan
- Level: First
- Area: 234
Features
- Bonus Room
- Door features: Storm Door(s)
- Window features: Storm Window(s)
- Flooring: Wood,Vinyl
- Finished area below ground: 224
- Finished area above ground: 1,034
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,034
- Total interior livable area: 1,034 sqft
Kitchen
- Features: Flooring - Vinyl, Open Floorplan
- Level: First
- Area: 128
Living Room
- Features: Flooring - Hardwood
- Level: First
- Area: 224
Master Bedroom
- Features: Closet, Flooring - Hardwood
- Level: Second
- Area: 180
Property
Details
- Parcel number: 4184022
- Zoning: RMD
Features
- Exterior features: Fenced Yard
- Fencing: Fenced
- Waterfront features: 1 to 2 Mile To Beach
Lot
- Lot size: 4,430 sqft
- Features: Level
Parking
- Total spaces: 4
- Parking features: Paved Drive,Paved
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $448 | $5,376 |
| Electricity | $354 | $4,259 |
| Total | $3,452 | $41,424 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-21 | Price change | $495,000 |
| 2026-05-26 | Price change | $495,900 |
| 2026-05-19 | Listed for sale | $549,900 |
| 2014-08-12 | Sold | $215,000 |
| 2014-06-28 | Pending sale | $199,900 |
| 2014-06-20 | Listed for sale | $199,900 |
| 1997-12-18 | Sold | $82,500 |
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