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5 Hemlock St, Beverly, MA, 01915

4beds
3baths
1,825sqft
$949,000
$520price/sqft
$6,300/moest. monthly cost
$252,000/yrincome needed

About This Home

This updated and well-cared-for ranch, tucked away in a private, tree-lined neighborhood in the heart of coveted Beverly Farms and offering access to exclusive West Beach, offers the ease of single-level living and includes a finished lower level with excellent potential for additional living, recreation, or guest space. Hardwood floors flow throughout the main level, featuring a fireplace-equipped living room, an eat-in kitchen with cherry cabinetry, breakfast bar, SS appliances, French doors, and a new picture window with backyard views. The spacious primary suite offers a vaulted ceiling and en-suite bath with a walk-in closet, while three additional bedrooms provide flexibility for family, guests, or a home office. A four-season sunroom with newer Andersen windows and Velux skylights is the perfect gathering space year-round. The finished lower level includes two versatile rooms, a half bath, laundry, and mechanical room. Enjoy the private, fenced backyard with a patio, plus a one-car garage and ample driveway parking. Come and enjoy the coastal lifestyle and community of Beverly Farms.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Cove Elementary SchoolGrades K-42.6 mi
6/10
Briscoe Middle SchoolGrades 5-84.0 mi
6/10
Beverly High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Disposal,Trash Compactor,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Exterior Access,Washer Hookup,Lighting - Overhead,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Garage Access,Sump Pump,Concrete

Bathroom1

  • Features: Bathroom - Full, Closet - Linen, Flooring - Stone/Ceramic Tile, Lighting - Sconce
  • Level: First
  • Area: 56

Bathroom2

  • Features: Bathroom - Half, Closet - Linen, Flooring - Vinyl
  • Level: First
  • Area: 63

Bathroom3

  • Features: Closet - Linen, Flooring - Vinyl, Lighting - Sconce
  • Level: Basement
  • Area: 42

Bedroom2

  • Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: First
  • Area: 126.5

Bedroom3

  • Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: First
  • Area: 126.5

Bedroom4

  • Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: First
  • Area: 126.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Features: Bathroom - Half, Flooring - Vinyl, Open Floorplan, Recessed Lighting, Closet - Double
  • Level: Basement
  • Area: 432

Features

  • Closet,Lighting - Overhead,Ceiling Fan(s),Bonus Room,Sun Room
  • Door features: Storm Door(s),French Doors
  • Window features: Skylight,Bay/Bow/Box,Insulated Windows
  • Flooring: Hardwood,Stone / Slate,Flooring - Vinyl,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 654
  • Finished area above ground: 1,825

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,825
  • Total interior livable area: 1,825 sqft

Kitchen

  • Features: Flooring - Hardwood, Window(s) - Picture, Dining Area, Countertops - Paper Based, French Doors, Breakfast Bar / Nook, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove
  • Level: First
  • Area: 260

Living Room

  • Features: Flooring - Hardwood, Window(s) - Picture, French Doors
  • Level: First
  • Area: 204

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: First
  • Area: 208

Property

Details

  • Parcel number: 4187801
  • Zoning: R10

Features

  • Patio & porch: Patio
  • Exterior features: Patio,Rain Gutters,Fenced Yard,Garden
  • Fencing: Fenced/Enclosed,Fenced
  • Waterfront features: Ocean,1/2 to 1 Mile To Beach,Beach Ownership(Private,Association)

Lot

  • Lot size: 8,331 sqft
  • Features: Wooded,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Storage,Garage Faces Side,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$284$3,408
Property Taxes $859$10,308
Electricity $359$4,318
Total$6,300$75,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,000/yr
40% on housing$189,000/yr
45% on housing$168,000/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$520This listing

vs Other Active Listings

Avg $/sqft

ZIP 01915$448
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01915$446
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$949,000
2026-08-04Contingent$949,000
2026-07-28Listed for sale$949,000

For Sale by Agent

AgentDavid Brown
BrokerageColdwell Banker Realty - Beverly

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