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378 Haverhill St, Lawrence, MA, 01840

3beds
3baths
1,883sqft
$612,900
$325price/sqft
$4,172/moest. monthly cost
$166,880/yrincome needed

About This Home

ATTENTION! Don't miss this rare opportunity to own a beautifully maintained de-leaded multi-family home in the desirable North Lawrence area. Extensively updated over the years, this property offers the perfect combination of owner-occupancy, rental income, and future potential.Both units are well maintained and provide flexible living options, making this an excellent opportunity for homeowners and investors alike. The partially finished basement offers additional usable space with the potential to be converted into an ADU (Accessory Dwelling Unit), subject to obtaining the appropriate permits. Partial-Finished basement. Additional highlights include 3 off-street parking spaces, a one-car garage, plenty of storage, and a spacious backyard perfect for entertaining or enjoying the summer season. Easy to show! The first-floor unit and basement are available for immediate showings. Please allow 24-hour notice for the second-floor unit.

Getting Around

93
WalkingWalker's Paradise
47
TransitSome Transit
62
BikeBikeable

Schools

1/10
Lawrence High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Lead Certification Available,Bathroom With Tub,Living Room,Dining Room,Kitchen
  • Flooring: Tile
  • Finished area above ground: 1,883

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,883
  • Total interior livable area: 1,883 sqft

Property

Details

  • Parcel number: M:0167 B:0000 L:0073,4208609
  • Zoning: R2

Features

  • Patio & porch: Porch,Enclosed,Patio
  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 3,999 sqft

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Shared Driveway,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,099$37,188
Home Insurance *$266$3,192
Property Taxes $436$5,232
Electricity $371$4,455
Total$4,172$50,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,040/yr
40% on housing$125,160/yr
45% on housing$111,253/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 01840$159
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01840$363
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$612,900
2026-07-29Listed for sale$612,900

For Sale by Agent

AgentFermin Group
BrokerageCentury 21 North East

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