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79 Pine Ridge Rd, Montgomery, MA, 01085

4beds
3baths
2,324sqft
$525,000
$226price/sqft
$3,802/moest. monthly cost
$152,080/yrincome needed

About This Home

Attention outdoor enthusiasts! Feel right at home in this spacious custom-built contemporary with wrap-around deck, nestled amongst the trees, on a private wooded lot, abutting hundreds of acres of trails and protected wildlife area. Step inside and discover soaring vaulted ceilings, exposed beams, and hardwood floors. The magnificent fieldstone fireplace in the family room makes for a cozy feel to this unique open space. The main bedroom on the first floor offers a walk-in closet and a full bath. Two smaller bedrooms share a full bath around the corner from the convenient first-floor laundry and the entrance to the convenient two-car garage. The second floor offers a "great room" with skylights and a full bath that could be a fourth bedroom, an office, or keep the “game room”, home for the slate pool table that currently resides in this space. Kayak at Littleville Lake, cool off in the river at Gardner State Park, right down the road in Huntington or head in the other direction to enjoy Hampden Ponds State Park. The perfect blend of peaceful, country living, along with convenient access to nearby shopping, medical care and the major interstate highway.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Partial,Interior Entry,Bulkhead,Concrete

Bathroom1

  • Features: Bathroom - Full
  • Level: First

Bathroom2

  • Features: Bathroom - Full
  • Level: First

Bathroom3

  • Features: Bathroom - Full
  • Level: Second

Bedroom2

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Bedroom3

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Bedroom4

  • Features: Bathroom - Full, Skylight, Cathedral Ceiling(s), Flooring - Laminate
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring - Hardwood
  • Level: First

Family Room

  • Features: Vaulted Ceiling(s), Flooring - Hardwood
  • Level: First

Features

  • Internet Available - Broadband
  • Window features: Screens
  • Flooring: Tile,Carpet,Laminate,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 812
  • Finished area above ground: 2,324

Heating & Cooling

  • Heating features: Central,Forced Air,Oil,Wood,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,324
  • Total interior livable area: 2,324 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Deck - Exterior
  • Level: First

Living Room

  • Features: Cathedral Ceiling(s), Flooring - Hardwood
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood
  • Level: First

Property

Details

  • Parcel number: 4219850
  • Zoning: RES

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Rain Gutters,Storage,Screens
  • Frontage length: 200.00

Lot

  • Lot size: 2.82 Acres
  • Features: Cul-De-Sac,Wooded,Gentle Sloping,Other

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage Door Opener,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$199$2,388
Property Taxes $491$5,892
Electricity $458$5,499
Total$3,802$45,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,354/yr
40% on housing$114,060/yr
45% on housing$101,386/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 01085$192
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01085$216
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$525,000
2026-07-08Price change$539,000
2026-06-12Price change$549,000
2026-05-29Listed for sale$560,000
2025-12-01Listing removed$579,900
2025-10-08Price change$579,900
2025-08-06Listed for sale$588,000
2006-08-18Sold$316,500
2000-07-28Sold$179,900

For Sale by Agent

AgentPaige Laliberte
BrokerageStartPoint Realty

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