5 Gerry Lane, Lloyd Harbor, NY, 11743
About This Home
Welcome to 5 Gerry Lane, a newly built 2024 estate by Cortazar & Sons Builders set on two private acres backing the Target Rock National Wildlife Refuge in the Village of Lloyd Harbor. Offering nearly 8,500 square feet, this custom home features 5 en suite bedrooms, 6.5 baths, and a dramatic 22 foot foyer with 10 foot ceilings on 1st floor and 9 foot ceilings in basement and on 2nd floor. Designed for modern living and entertaining, the home includes a chef’s kitchen with Thermador appliances, Calcutta Oro marble countertops, and an expansive island, opening to a spacious great room with oversized windows and wide plank white oak floors. A first floor en suite bedroom provides flexibility for guests or office use. The primary suite offers a spa like bath with radiant heated floors, soaking tub, and custom shower. Three additional en suite bedrooms complete the second level, with select rooms opening to a balcony overlooking preserved land. The finished lower level includes a recreation area, gym, and a driveway accessed garage bay designed for car collectors. Additional highlights include a 3 car garage, smart thermostats, bluestone patios, circular driveway with gates, and room for a custom pool. Located within walking distance to a private beach via Hawk Beach Association with dock access. Convenient to Caumsett State Park, Huntington, Cold Spring Harbor, and the train to Manhattan.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2024
Materials
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Modern
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Convection Oven,Cooktop,Dishwasher,Dryer,Electric Oven,Electric Water Heater,ENERGY STAR Qualified Appliances,Gas Cooktop,Microwave,Washer
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath,Chefs Kitchen,Entrance Foyer,Formal Dining
- Fireplace: Yes
- Attic: Crawl
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 8,500
- Total interior livable area: 8,500 sqft
Property
Details
- Parcel number: 0403004000200009000
- Special condition: None
Features
- Waterfront features: Beach Access
Lot
- Lot size: 2 Acres
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $20,221 | $242,652 |
| Home Insurance * | $1,523 | $18,276 |
| Property Taxes | $5,398 | $64,776 |
| Electricity | $1,404 | $16,856 |
| Total | $28,546 | $342,552 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $4,299,000 |
| 2026-04-04 | Listing removed | $4,950,000 |
| 2026-01-07 | Listed for sale | $4,950,000 |
| 2025-12-16 | Listing removed | $4,950,000 |
| 2025-10-02 | Listed for sale | $4,950,000 |
| 2019-03-22 | Sold | $600,000 |
| 2018-11-30 | Price change | $624,900 |
| 2018-10-31 | Price change | $659,900 |
| 2018-09-18 | Pending sale | $699,900 |
| 2018-09-05 | Sold | $1,000 |
| 2018-07-31 | Price change | $699,900 |
| 2018-06-26 | Listed for sale | $822,900 |
| 2004-01-12 | Sold | $975,000 |
| 2002-08-08 | Sold | $629,000 |
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