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12 N Ridge Road, Setauket, NY, 11733

5beds
4baths
4,251sqft
$1,749,990
$412price/sqft
$12,678/moest. monthly cost
$507,120/yrincome needed

About This Home

Move Right In! Gleaming Hardwood Floors, Fresh Paint, Bright. Light, Open And Airy! Priceless location on a multi million dollar cul de sac! Amazing Private 2 acre parcel with massive deck overlooking your heated Gunite in ground pool with hot tub. ! Staycation all summer long! Soaring entry foyer... Palatial primary suite with fireplace, vaulted ceilings, walk in closets and primary bath with Jacuzzi tub, dual sinks and walk in shower. Three or four additional bedrooms, Possible Nanny wing or in home office with full bath, den with fireplace and built ins overlooking the deck and pool. Bonus, an additional second story family room. Three Car Garage, Huge basement with high ceilings, ideal for finishing. In ground sprinklers, central air... All this in the desired and sought after Incorporated Village of Old Field with it's neighborly feel....Enjoy sunsets at Old Fields private Whitehall beach, take in the stunning natural beauty of Flax Pond - an Old Field hidden treasure- or enjoy a sunlight day at Old Fields Kaltenborn Commons. Near by visit Avalon Preserve, The St. James General Store, local North Shore Beaches, Kayak the Nissequogue River and the inlets and harbors of Stony Brook, walk the Greenway Trail.. Visit the Long Island Museum or the award winning Emma S. Clark Library. Enjoy an equestrian event at Old Field Farm. Take a short ride to Stony Brook Village with its shops, restaurants, museums and the Jazz Loft or the New England like harbor front Port Jefferson Village with it's ferry to New England.. Enjoy St. James's restaurant row. Regional shopping is a short car ride away. The North Shore affords you the best in health care with Stony Brook Hospital - Suffolk's only level one trauma center, St. Catherine's hospital, Mather hospital and St. Charles hospital all a short car ride away. Stony Brook University also offers an array of activities from athletic events to events and shows at the Staller and Wang Center. Take in the nationally acclaimed Stony Brook Film Festival. Hop on the LIRR into the most exciting city in the world! So much to do, so much to see...Did we mention the acclaimed Three Village Central School District. A lifetime of memories will be made in this home. It's why Old Field Village is so sought after... Take a look at the Village site.... https://oldfieldny.org/about/points-of-interest/#of_poi-2

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
10/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Cedar,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Oven,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Cathedral Ceiling(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,High Ceilings,Kitchen Island,Primary Bathroom,Recessed Lighting,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Family Room,Wood Burning
  • Fireplace: Yes
  • Attic: Full,Pull Stairs,Unfinished

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,251
  • Total interior livable area: 4,251 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 0203015000200020009
  • Special condition: None

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: In Ground,Pool/Spa Combo
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Mailbox
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 2.06 Acres
  • Lot size dimensions: 2.06

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Private
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$766$9,192
Property Taxes $2,362$28,344
Electricity $702$8,430
Total$12,678$152,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$434,674/yr
40% on housing$380,340/yr
45% on housing$338,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 11733$450
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11733$380
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$1,749,990
2026-04-21Listing removed$6,675
2025-12-29Price change$6,675
2025-12-18Listed for rent$6,750
2023-09-19Listing removed--
2023-08-21Price change$6,350
2023-07-27Listed for rent$6,750
2021-09-07Sold$960,000
2021-05-17Pending sale$879,000
2021-05-06Listed for sale$879,000
2018-10-23Listing removed$849,990
2018-09-08Listed for sale$849,990
2016-04-14Listing removed$3,950
2016-03-11Listed for rent$3,950
2016-01-26Listing removed$3,950
2015-11-04Price change$3,950
2015-08-24Listed for rent$4,250
2014-07-09Listing removed$3,950
2014-06-17Sold$620,000
2014-06-13Listed for rent$3,950
2014-03-26Price change$699,000
2014-01-09Listed for sale$749,000
2013-12-01Listing removed$749,000
2013-09-27Price change$749,000
2013-07-16Price change$799,999
2013-06-21Listed for sale$849,000
1999-06-16Sold$630,000

For Sale by Agent

AgentJohn S. Sanders
BrokerageShea & Sanders Real Estate Inc

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