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64 Giant Oak Road, Ridge, NY, 11961

5beds
2baths
0sqft
$617,500
--price/sqft
$4,397/moest. monthly cost
$175,880/yrincome needed

About This Home

Welcome to a property defined by its extraordinary space and endless possibilities. Nestled on a sprawling 1.19 acre lot in the heart of Ridge, this expansive 5 bedroom, 2 bathroom Hi Ranch offers a rare canvas for those looking to create their dream home. The residence features a versatile and generous layout, highlighted by a first level configuration that includes living room, two bedrooms, and a full bathroom, making it an ideal setup for extended family, a dedicated home office, or a private guest area. Spanning 10 total rooms, the home's substantial footprint provides a wonderful opportunity to reimagine and customize every detail to your personal style. Outside, you'll find an expansive deck that overlooks the massive grounds. Perfect for outdoor entertaining or simply enjoying the peace and quiet with your morning coffee. While the interior is ready for a complete refresh and a new chapter of care, the significant lot size and solid architecture offer a value add potential that is hard to find. This property is perfect for anyone seeking the privacy of over an acre of land combined with the flexibility of a large, multi-level floor plan. Bring your vision and explore the incredible potential this unique estate has to offer.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
Ridge Elementary SchoolGrades K-41.6 mi
7/10
6/10
Longwood High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hi Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Oven,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Marble Counters
  • Attic: Partial

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 0

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 0200407000100005002
  • Special condition: None

Features

  • Patio & porch: Deck

Lot

  • Lot size: 1.19 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,122$37,464
Home Insurance *$196$2,352
Property Taxes $833$9,996
Electricity $246$2,954
Total$4,397$52,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,754/yr
40% on housing$131,910/yr
45% on housing$117,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 11961$322
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11961$373
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$617,500
2026-05-14Listed for sale$649,990
2021-11-08Sold$370,000
2021-09-23Pending sale$339,850
2011-01-12Listing removed$325,000
2010-09-08Listed for sale$325,000
2009-05-01Listing removed$385,000
2009-03-10Listed for sale$385,000
2008-10-29Sold$350,000
1999-01-05Sold$145,000
1998-06-17Sold$127,500

For Sale by Agent

AgentLina Lopes
BrokerageDouglas Elliman Real Estate

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