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4 Green Terrace, Ridge, NY, 11961

3beds
2baths
1,700sqft
$579,000
$341price/sqft
$4,172/moest. monthly cost
$166,880/yrincome needed

About This Home

Welcome home to this charming and move-in-ready 3-bedroom, 1.5-bath Colonial, perfectly situated on a generously sized lot in the desirable Ridge community. From the moment you arrive, you'll appreciate the warmth and character this inviting home has to offer. Inside, bright and sun-filled living spaces create a comfortable atmosphere for everyday living and entertaining alike. The functional floor plan provides ample room for family and guests, featuring a spacious living area, a well-appointed kitchen with plenty of cabinet and counter space, and a dining area ideal for gatherings both large and small. Upstairs, you'll find three comfortably sized bedrooms and a full bath, offering the perfect balance of privacy and convenience. The home's thoughtful layout makes it easy to accommodate a variety of lifestyles, whether you're a first-time homebuyer, looking to downsize, or simply seeking more space to grow. Step outside and discover one of the property's standout features—a large, private backyard with endless possibilities. Whether you envision summer barbecues, outdoor entertaining, gardening, a play area, or creating your own backyard oasis, this expansive outdoor space provides the perfect canvas. The generous lot offers both privacy and room to enjoy the outdoors year-round.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Longwood Middle SchoolGrades 5-61.0 mi
7/10
6/10
Longwood High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Formal Dining
  • Attic: Full,Pull Stairs,Unfinished

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 0200458000400043000
  • Special condition: None

Lot

  • Lot size: 0.48 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$184$2,208
Property Taxes $781$9,372
Electricity $280$3,371
Total$4,172$50,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,040/yr
40% on housing$125,160/yr
45% on housing$111,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 11961$325
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11961$373
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$579,000
2026-06-10Listed for sale$579,000
2025-11-25Listing removed$649,000
2025-10-13Listed for sale$649,000
2002-03-21Sold$240,000
1998-08-20Sold$124,000
AgentNicholas Mazziotti
BrokerageSignature Premier Properties

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