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208 Ford Street, Holbrook, NY, 11741

4beds
2baths
2,000sqft
$699,990
$350price/sqft
$5,070/moest. monthly cost
$202,800/yrincome needed

About This Home

Welcome to this charming and beautifully updated expanded ranch offering approximately 2,000 square feet of living space with four bedrooms and two full bathrooms. It's located on a quiet street with no-through traffic in the desirable Sachem school district. This move-in-ready home features an ideal mix of hardwood flooring, ceramic tile, and cozy carpet throughout. Step inside to find an updated hand crafted woodwork kitchen, cozy living room and dining area, two fully updated baths, including a completely remodeled upstairs bathroom and a refreshed downstairs bath with a brand-new shower. The light-filled interior is complemented by Andersen windows throughout, including two newly installed windows in the spacious family room. Major structural and utility upgrades offer complete peace of mind, featuring new siding and roofs on both the main residence and the oversized detached garage, a new brick chimney with a new wood-burning stove and flue, and two new 6-foot concrete cesspools. Outdoors, enjoy superior outdoor living on the Cambridge paver patio complete with a built-in fire pit and sitting wall, an additional paver patio right off the family room, and a matching paver walkway leading to the detached 600-square-foot garage/workshop, which offers potential to be converted into a cottage with proper local permits. Yard is completely fenced in which is ideal for pets! Hurry won't last!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
Grundy Avenue SchoolGrades K-50.2 mi
6/10
Seneca Middle SchoolGrades 6-81.4 mi
8/10
Sachem High School NorthGrades 9-123.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Exp Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Washer,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Crawl Space,Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Partial,Pull Stairs,Unfinished

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,267
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 0500175000100005000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Porch
  • Fencing: Back Yard

Lot

  • Lot size: 0.41 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$257$3,084
Property Taxes $944$11,328
Electricity $330$3,966
Total$5,070$60,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,828/yr
40% on housing$152,100/yr
45% on housing$135,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 11741$335
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11741$383
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$699,990
1999-06-03Sold$172,000

For Sale by Agent

AgentNancy Cimilluca CBR
BrokerageColdwell Banker American Homes

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