See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

861 Seneca Trl, Round Lake Heights, IL, 60073

4beds
3baths
2,420sqft
$399,900
$165price/sqft
$3,167/moest. monthly cost
$126,680/yrincome needed

About This Home

Welcome to 861 Seneca Trail, a family-oriented neighborhood with the desired Lake Villa School District and Fox Lake High School. We're inviting you to view this charming, move-in-ready home, featuring a large deck and a beautiful yard complete with two lovely spruce trees and a delicious Honeycrisp apple tree set to produce an abundance of fruit this year. The yard overlooks a pond with a fountain. The house is truly spacious, boasting generously sized bedrooms. Upstairs, there is a primary bedroom and three additional bedrooms with a shared second bathroom. There is a laundry room on the same floor, including a washer and dryer. The main floor features an open-concept layout combining the kitchen with renovated cabinets and a new countertop in 2026, a dining area with access to the deck, and a family room; there is also a powder room and a living room/office. The basement includes a large family room with a fireplace and a separate room featuring a large Jacuzzi and a wall-mounted TV. There is also the potential to add a bathroom in the future, should the need arise. Upstairs, all bedrooms have hardwood floors. Downstairs, ceramic porcelain tiles with epoxy grout are in the hallway, kitchen, dining area, and family room, with a birch hardwood floor. All bathrooms have ceramic tiles. The 2-car garage has a beautiful new epoxy floor and a new insulated garage door with decorative windows that let in natural light, all made in 2026. Stepping out onto the deck, which is partially covered, you can enjoy the spacious fenced yard with a fire pit by two spruce trees, ready for a hammock, and a lovely view of the pond with a seasonal fountain- an outdoor paradise. Beyond the fence lies an open natural area. Everything makes you feel like a " permanent vacation" in your backyard. In addition, this home also featuring finished 500sf of basement protected by sump pump and additional battery operated backup sump pump, and the basement surface is covered by vinyl and carpet in addition to the mosciure protected coating, cozy gas log fireplace with thermostat temperature regulated in the colder moths, and also for the entertainment 7.1 sound system and relaxing big jaccuzzi with the water heater, and fan, electric heater and 4k tv above provading the perfect place to relax year around. Other specials are: 2023 with architectural shingles roof, app controlled 98% high efficiency two stage furnace with 25x20x4 Ultimate Merv 13 filter and 16 SEER AC, unlimited hot water thanks to tankless 93% efficiency water heater, app controlled 8 channel PoE 4k security system, 2026 16x8 insulated garage door with windows and app controlled garage door opener, utility sink, 2026 epoxy coated garage floor with antislip additive, E2 windows with argon, attic with additional insulation layer, whole house wired smoke detectors plus CO&smoke detectors in every bedroom, triple filtering for drinking water. For your yard needs, there is big storage under the deck and 3 water outlets around the house for convenience.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Olive C Martin SchoolGrades PK-52.7 mi
5/10
Peter J Palombi SchoolGrades 6-82.0 mi
3/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Range Hood,Humidifier
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 130
  • Dimensions: 13X10

Bedroom4

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Second
  • Area: 165
  • Dimensions: 15X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Deck

  • Features: Flooring (Other)
  • Level: Main
  • Area: 240
  • Dimensions: 20X12

Deck

  • Features: Flooring (Other)
  • Level: Main
  • Area: 44
  • Dimensions: 11X4

Dining Room

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Features

  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Basement
  • Fireplace: Yes
  • Attic: Unfinished
  • Finished area below ground: 500

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,420
  • Total interior livable area: 2,420 sqft

Kitchen

  • Features: Kitchen (Pantry-Closet),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Laundry

  • Features: Flooring (Vinyl)
  • Level: Second
  • Area: 48
  • Dimensions: 8X6

Living Room

  • Features: Flooring (Vinyl),Window Treatments (Blinds)
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Second
  • Area: 216
  • Dimensions: 18X12

Storage

  • Features: Flooring (Other)
  • Level: Main
  • Area: 216
  • Dimensions: 18X12

Walk In Closet

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 55
  • Dimensions: 11X5

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 06074050060000
  • Special condition: None
  • Other equipment: TV Antenna,Ceiling Fan(s),Sump Pump,Backup Sump Pump;

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: Back of Property
  • Has water view: Yes
  • Water view: Back of Property
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 7,500 sqft
  • Lot size dimensions: 60x125

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Garage,Yes,Garage Owned,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$206$2,472
Property Taxes $753$9,036
Electricity $186$2,233
Total$3,167$38,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,582/yr
40% on housing$95,010/yr
45% on housing$84,453/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 60073$154
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60073$186
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$399,900
2026-07-30Listed for sale$399,900
2002-08-23Sold$189,000

For Sale by Agent

AgentRyan Cherney
BrokerageCircle One Realty

Similar Homes