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11537 Marissa Way, Gold River, CA, 95670

4beds
3baths
2,302sqft
$644,900
$280price/sqft
$4,626/moest. monthly cost
$185,040/yrincome needed

About This Home

Beautifully updated and move-in ready, this Gold River home offers modern upgrades and an exceptional backyard retreat. Fresh interior paint, new luxury vinyl plank flooring and carpet, an updated kitchen with granite countertops, and remodeled bathrooms create a clean, contemporary feel throughout. Recent improvements include a dual-zone HVAC system, water heater, whole house fan, and dual-pane windows. The home also features its original tile roof, known for its durability and longevity. The spacious backyard is perfect for entertaining with a sparkling pool, updated pool equipment and plumbing, a Trex deck, a beautifully crafted wood storage shed, and plenty of room to relax. Ideally located near the American River Parkway trail system, parks, shopping, and dining, this home also offers the rare benefit of no HOA. Seller is willing to consider concessions toward buyer closing costs, financing, or an interest rate buydown with an acceptable offer. Thoughtfully updated, exceptionally maintained, and ideally located. Don't miss this Gold River gem!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
Rio Americano High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Wine Refrigerator
  • Laundry features: Laundry Room,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Bar

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,302 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Granite Counters,Kitchen Island

Master Bathroom

  • Features: Double Vanity,Tub w/Shower Over

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 06908000080000
  • Zoning: RD-7
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Fenced
  • Topography of land: Level,Level

Lot

  • Lot size: 5,201 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear,Shape Regular,Street Lights,Landscape Back,Landscape Front
  • Lot size dimensions: Sacramento

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,260$39,120
Home Insurance *$170$2,040
Property Taxes $703$8,436
Electricity $493$5,923
Total$4,626$55,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,605/yr
40% on housing$138,780/yr
45% on housing$123,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 95670$245
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95670$312
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$644,900
2026-07-20Price change$644,900
2026-07-08Listed for sale$655,000

For Sale by Agent

AgentMark Avila
BrokeragePacific National Lending, Inc.

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