8978 Silver Bay Way, Sacramento, CA, 95829
About This Home
Welcome to this beautifully maintained 4 bedrooms, 2 bath home offering approximately 2,197 SqFT.from the moment you arrive,you'll appreciate the attractive curb appeal,manicured landscaping,inviting covered entry,and charming decorative security door that creates a warm first impression. New landscaping , exterior paint low maintence yard. Inside,you'll find a thoughtfully floor plan with generous living spaces,abundant natural light,and plenty of room for both everyday living and entertaing, Step outside and enjoy a backyard with endless possiblilities. Located in a desirable Sacramento neighborhood near shopping, restaurants,parks,schools,and convenient freeway access,this home combines comfort,functonality and location. Whether you're looking for your first home,your forever home,or an excellent investment opportunity,this property is one you won't want to miss.
Getting Around
Very Walkable
No Nearby Transit
BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Concrete,Slab
- Roof: Shingle
- Construction materials: Concrete,Stucco,Frame,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Oven,Dishwasher,Disposal,Microwave,Washer
- Laundry features: Laundry Room,Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Space in Kitchen,Dining/Living Combo
Features
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 0
- Total interior livable area: 2,131 sqft
Kitchen
- Features: Kitchen Island,Kitchen/Family Combo,Tile Counters
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Sitting Area,Granite Counters,Jetted Tub,Sunken Tub
Master Bedroom
- Features: Walk-In Closet
Property
Details
- Parcel number: 12109400250000
- Zoning: R-1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Has spa: Yes
- Spa features: Bath
Lot
- Lot size: 6,076 sqft
- Features: Sprinklers In Front
Parking
- Total spaces: 2
- Parking features: Attached,Interior Access,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $568 | $6,816 |
| Electricity | $456 | $5,483 |
| Total | $4,336 | $52,032 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $598,000 |
| 2026-08-09 | Price change | $609,000 |
| 2026-07-13 | Listed for sale | $625,000 |
| 2004-09-13 | Sold | $400,000 |
| 2003-06-04 | Sold | $293,500 |
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