647 Village Dr, Galt, CA, 95632
About This Home
Welcome to easy, low-maintenance living in the highly desirable Emerald Village 55+ community. This beautifully updated single-family home offers 2 bedrooms, 2 bathrooms, an open office or flex space, 1,282 square feet of living space, and a spacious 2-car garage. Inside, you'll find fresh updates throughout, including all-new interior paint, flooring, and toilets, creating a clean, modern feel that's truly move-in ready. The open floor plan provides comfortable living and entertaining space, while the additional office is perfect for working from home, hobbies, or accommodating guests. Life at Emerald Village is about more than just the home. Residents enjoy access to a clubhouse, fitness center, swimming pool, spa, walking paths, and secured RV parking. The HOA takes care of the grounds, gated entry, roof, and exterior maintenance, giving you the freedom to enjoy an active, worry-free lifestyle. Conveniently located just blocks from shopping, restaurants, banking, pharmacies, and salons, this home offers the perfect blend of privacy, convenience, and community. With its welcoming neighbors and vibrant social atmosphere, Emerald Village is one of the area's premier destinations for active adult living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Concrete
- Roof: Composition
- Construction materials: Stucco,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Electric Range,Dishwasher,Microwave
- Laundry features: Laundry Room,In Garage
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Formal Area
Features
- Flooring: Carpet,Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,282 sqft
Kitchen
- Features: Breakfast Area,Pantry Closet,Tile Counters
Master Bathroom
- Features: Tub w/Shower Over,Walk-In Closet(s),Window
Property
Details
- Parcel number: 14809300250000
- Zoning: R3
- Special condition: Trust
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground,Community
- Fencing: Back Yard,Wood
Lot
- Lot size: 4,613 sqft
- Features: Sprinklers In Front
Parking
- Total spaces: 2
- Parking features: RV Storage,Guest
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $99 | $1,188 |
| Property Taxes | $366 | $4,392 |
| Electricity | $398 | $4,786 |
| Total | $2,809 | $33,708 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $385,000 |
| 2003-01-31 | Sold | $173,500 |
View on Zillow