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535 Village Dr, Galt, CA, 95632

2beds
2baths
1,354sqft
$415,000
$306price/sqft
$2,996/moest. monthly cost
$119,840/yrincome needed

About This Home

Step into this beautifully cared-for home where thoughtful upgrades and comfortable living come together. Custom shutters frame the windows, and vaulted ceilings create an open-airy feel from the moment you walk in. Maple cabinets run throughout the home adding warmth and continuity, while the kitchen is designed for everyday convenience with slide-outs in the cabinets and plenty of storage. The refrigerator stays, making move-in even easier. The front bedroom offers wonderful flexibility - perfect for a home office, cozy den, craft room, or anything you need it to be. A spacious laundry room adds even more function, featuring abundant cabinetry, and both the washer and dryer are included. Additional improvements include a water softener. Updates include a new kitchen range (2019), rollouts for the kitchen cabinets and pantry (2020), new Gutter Guards (2023), new back fence (2023), new hot water heater (2023), and new carpet and primary bath flooring installed after the resident moved out in 2025. The roof is scheduled to be replaced in 2026-27. The backyard is intentionally low-maintenance, giving you more time to enjoy life and less time on upkeep. The community truly elevates the lifestyle with an impressive list of HOA-provided amenities: pool, spa, clubhouse, gym, park, front landscaping, roof, exterior paint, and FREE RV and Boat storage for owners- a rare and valuable perk. Location is another standout. You're within walking distance to Raley's, Walmart, restaurants, shopping, a bank, and dental, and much more, making daily errands effortless and convenient. There is easy access to Hwy 99 for traveling to Lodi, Elk Grove, or Sacramento. Check out the monthly newsletter and stay informed of the many activities that are offered. Homes with this combination of care, comfort, amenities, and location don't come along often. Don't let this one get away.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
7/10
Liberty Ranch High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Stucco,Frame,Wood

Other

  • Builder name: Guttridge

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Gas Water Heater,Range Hood,Ice Maker,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Free-Standing Electric Range,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Laminate,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,354 sqft

Kitchen

  • Features: Pantry Cabinet,Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Walk-In Closet(s),Window

Master Bedroom

  • Features: Outside Access

Property

Accessibility

  • Accessibility features: Grab Bars,Kitchen Cabinets

Details

  • Parcel number: 14809300510000
  • Zoning: PUD
  • Special condition: Standard
  • Other equipment: Water Cond Equipment Owned

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Community,Pool/Spa Combo
  • Exterior features: Uncovered Courtyard
  • Fencing: Back Yard,Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 4,852 sqft
  • Features: Sprinklers In Front,Close to Clubhouse,Corner Lot,Cul-De-Sac,Private,Curb(s)/Gutter(s),Shape Regular,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Boat,RV Storage,Garage Door Opener,Garage Faces Front,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$106$1,272
Property Taxes $394$4,728
Electricity $398$4,786
Total$2,996$35,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,720/yr
40% on housing$89,880/yr
45% on housing$79,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$287
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$415,000
2026-07-06Listed for sale$415,000
2019-07-30Sold$325,000
2019-06-15Pending sale$325,000
2019-06-12Listed for sale$325,000

For Sale by Agent

AgentCarmen Bailey
BrokerageMike Guttridge Realty

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