40 Cognac Cir, Sacramento, CA, 95835
About This Home
WELCOME HOME to one of the most meticulously maintained homes you'll find in the entire Natomas area. Pride of ownership is evident from the moment you arrive, with exceptional craftsmanship and thoughtful updates. This beautiful single-story home offers the perfect blend of comfort, quality, and convenience. Inside, you'll find a bright, open floor plan with tall ceilings, plenty of storage, rich wood finishes, and beautifully remodeled bathrooms featuring high-end materials and timeless design. The spacious kitchen opens seamlessly to the living area and is complete with quartz countertops, stainless steel appliances, and a large island perfect for gathering with family and friends. Step outside and discover a backyard that truly sets this home apart. The expansive covered patio is complemented by custom shade sails that create a comfortable outdoor retreat throughout the warmer months. Low-maintenance landscaping, artificial turf, mature plants, and multiple entertaining areas make this an ideal space to relax or host guests year-round. Located in one of Natomas' most desirable neighborhoods, residents enjoy access to the nearby community clubhouse, pool, tennis courts, and meeting facilities. You'll also appreciate the unbeatable location with quick access to Downtown Sacramento, Sacramento International Airport, shopping, restaurants, parks, and major commuter routes. This isn't simply a home that's been updated, it's a home that's been exceptionally cared for. Every detail reflects years of excellent maintenance and great craftsmanship, making it truly move-in ready for its next owner.
Getting Around
Car-Dependent
Minimal Transit
BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Cabinets,Ground Floor,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Dining/Family Combo
Features
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,800 sqft
Kitchen
- Features: Granite Counters,Kitchen/Family Combo
Property
Details
- Parcel number: 22515700400000
- Zoning: R-1
- Special condition: Standard
Features
- Private pool: Yes
- Pool features: Community
Lot
- Lot size: 5,353 sqft
- Features: Auto Sprinkler F&R,Landscape Back,Landscape Front
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Garage Faces Front,Other
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $625 | $7,500 |
| Electricity | $398 | $4,786 |
| Total | $4,206 | $50,472 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $595,000 |
| 2026-08-11 | Price change | $595,000 |
| 2026-07-30 | Listed for sale | $600,000 |
| 2019-01-30 | Sold | $410,000 |
| 2019-01-03 | Pending sale | $410,000 |
| 2018-12-14 | Price change | $410,000 |
| 2018-11-13 | Listed for sale | $415,000 |
| 2013-12-26 | Sold | $289,000 |
| 2010-02-11 | Sold | $215,000 |
| 2004-12-02 | Sold | $446,000 |
| 2002-11-27 | Sold | $330,500 |
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