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1515 Sandy LANE, Watertown, WI, 53098

2beds
1baths
1,040sqft
$264,900
$255price/sqft
$1,912/moest. monthly cost
$76,480/yrincome needed

About This Home

THIS IS NOT FOR RENT! Welcome home to this beautifully maintained, move-in ready ranch in a prime Watertown location! Flexible & functional, this home features 2 comfortable bedrooms + versatile den, originally a 3rd bedroom, offering excellent space for a home office or birdwatching out the patio door. The bright, inviting floor plan includes 1 full bathroom and a seamless flow into the main living areas. Enjoy the ultimate convenience of a 1-car attached garage, protecting you from the elements year-round. Step outside to a lovely, level backyard that offers endless possibilities for outdoor recreation, gardening, or relaxing. As a major bonus, a spacious storage shed keeps all your lawn tools and outdoor gear organized. This property is ideal for anyone seeking single-level living.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
5/10
Riverside Middle SchoolGrades 6-81.4 mi
4/10
Watertown High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1955

Materials

  • Construction materials: Aluminum Siding,Aluminum/Steel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bathroom

  • Features: Tub Only

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 29109153311002
  • Zoning: Res
  • Exclusions: Microwave,Personal Property Of Seller

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Living area range: 1001-1250

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,1 Car
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$103$1,236
Property Taxes $299$3,588
Electricity $171$2,054
Total$1,912$22,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,554/yr
40% on housing$57,360/yr
45% on housing$50,986/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 53098$192
Dodge County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 53098$189
Dodge County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$264,900
2026-07-18Contingent$264,900
2026-07-06Listed for sale$264,900

For Sale by Agent

AgentAndrea Deel
BrokerageRealty One Group Luminous

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