1681 Ocean St, Oceano, CA, 93445
About This Home
Just a short walk to the beach, 1681 Ocean Street offers a RENOVATED 4-bedroom, 2-bathroom home on a large corner lot in the heart of Oceano. This well-maintained property features a bright, open layout with new flooring and fresh interior paint that give the home a clean, modern feel. The kitchen flows seamlessly into the dining and living areas, creating an ideal space for everyday living and entertaining. Outside, enjoy a PRIVATE BACKYARD along with a TWO-CAR GARAGE offering ample storage for vehicles, surfboards, and beach gear. Located within walking distance to the sand, Oceano Dunes, local restaurants, and shops, this home puts the best of the Central Coast lifestyle right at your doorstep. Whether you are searching for a full-time residence or a coastal getaway, 1681 Ocean Street delivers location, updates, and lifestyle in one of the area’s most desirable beach communities.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled,Turnkey
- Year built: 2002
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Drywall,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: 6 Burner Stove,Disposal,Gas Range,Microwave,Water Heater,Dryer,Washer
- Laundry features: Inside,In Garage
Bathroom
- Features: Bathroom Exhaust Fan,Bathtub,Soaking Tub,Separate Shower,Tub Shower
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Granite Counters,High Ceilings,Open Floorplan,Recessed Lighting,Bedroom on Main Level,Primary Suite
- Window features: Double Pane Windows
- Flooring: Vinyl
- Fireplace features: Family Room,Gas,Gas Starter,Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 1,726 sqft
Kitchen
- Features: Granite Counters,Kitchen/Family Room Combo
Master Bedroom
- Features: Primary Suite
Property
Details
- Parcel number: 062082023
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Front
- Pool features: None
- Patio & porch: Rear Porch,Stone
- Has spa: Yes
- Spa features: Above Ground
- Fencing: Wood
- Has view: Yes
- View description: None
Lot
- Lot size: 3,498 sqft
- Features: 0-1 Unit/Acre,Corner Lot,Front Yard,Landscaped,Level,Street Level
Parking
- Total spaces: 4
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,686 | $44,232 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $687 | $8,244 |
| Electricity | $398 | $4,786 |
| Total | $4,860 | $58,320 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $729,000 |
| 2026-04-07 | Contingent | $729,000 |
| 2026-02-16 | Listed for sale | $729,000 |
| 2025-12-01 | Listing removed | $739,000 |
| 2025-06-23 | Listed for sale | $775,000 |
| 2023-03-26 | Listing removed | -- |
| 2023-02-19 | Listed for rent | $3,750 |
| 2019-01-01 | Listing removed | $599,900 |
| 2018-10-22 | Price change | $599,900 |
| 2018-08-10 | Price change | $619,000 |
| 2018-07-03 | Listed for sale | $625,000 |
| 2017-10-06 | Sold | $513,000 |
| 2017-09-29 | Listing removed | $2,395 |
| 2017-09-11 | Listed for rent | $2,395 |
| 2002-01-18 | Sold | $245,000 |
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