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5227 Ramsdell Ct, Antioch, CA, 94531

5beds
3baths
3,477sqft
$899,000
$259price/sqft
$6,395/moest. monthly cost
$255,800/yrincome needed

About This Home

**SELLER FINANCING AVAILABLE — Own This Home Without the Bank!** Tired of high rates and strict lending requirements? The seller is offering financing on this rare Antioch gem — meaning qualified buyers may be able to secure this home with flexible terms, without waiting on traditional bank approval. Opportunities like this don't come around often! This stunning 3,477 sq ft single-story sits on a sprawling 0.3-acre lot in one of Antioch's most desirable pockets, offering the space, privacy, and versatility today's buyers are searching for. Curb appeal starts strong with classic brick detailing across the façade, elegant rose garden beds, and custom stonework lining the lawn — plus a 3-car garage and RV parking for all the toys and storage you need. Inside, the chef's kitchen has been beautifully upgraded with brand-new granite countertops, a new stovetop, and a new double oven. Pendant lighting above the granite island adds warmth, while a built-in wine fridge and bakers rack bring style and function together. A whole-home water filtration system delivers clean, filtered water right at the kitchen sink. Fresh paint and new shutters throughout make this home truly move-in ready. With 4 spacious bedrooms plus a possible 5th bedroom/office, there's room to work, create, or host — adaptable to however you live. Step outside to your own private retreat: extensive brick hardscaping and stepped patios create the perfect setting for entertaining. Lush new sod, several mature fruit trees, and avocado trees offer fresh harvests right at home, all connected to a timed irrigation system for effortless upkeep. Owned solar panels (no lease to assume!) keep utility costs low, plus two swamp coolers add extra comfort. Don't miss this rare chance to own on your terms — schedule your showing today!

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
5/10
Deer Valley High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2001

Materials

  • Foundation: Slab
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Gas Range,Plumbed For Ice Maker,Microwave,Oven,Refrigerator,Dryer,Washer,Gas Water Heater
  • Laundry features: Dryer,Laundry Room,Washer,Cabinets

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Dining Area,Breakfast Bar,Breakfast Nook,Counter - Solid Surface,Pantry,Updated Kitchen,Sound System
  • Door features: Weather Stripped Door(s)
  • Window features: Double Pane Windows,Screens,Window Coverings
  • Flooring: Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Solar,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,477
  • Total interior livable area: 3,477 sqft

Kitchen

  • Features: Breakfast Bar, Breakfast Nook, Counter - Solid Surface, Stone Counters, Dishwasher, Double Oven, Eat-in Kitchen, Disposal, Gas Range/Cooktop, Ice Maker Hookup, Kitchen Island, Microwave, Oven Built-in, Pantry, Refrigerator, Updated Kitchen

Property

Details

  • Parcel number: 0755800216
  • Special condition: Standard

Features

  • Levels: One Story
  • Stories: 1
  • Entry location: No Steps to Entry
  • Pool features: None
  • Exterior features: Garden,Back Yard,Front Yard,Side Yard,Sprinklers Automatic,Sprinklers Front,Landscape Back,Landscape Front,Yard Space
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 0.30 Acres
  • Features: Court,Cul-De-Sac,Premium Lot,Back Yard,Curb(s),Front Yard,Landscaped,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$233$2,796
Property Taxes $872$10,464
Electricity $745$8,947
Total$6,395$76,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,257/yr
40% on housing$191,850/yr
45% on housing$170,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 94531$291
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94531$289
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$899,000
2026-05-28Listing removed$925,000
2026-05-06Price change$925,000
2026-04-16Price change$935,000
2026-03-13Price change$945,000
2026-02-14Listed for sale$950,000
2021-02-16Listing removed--
2009-02-28Listing removed$450,000
2008-10-10Sold$430,000
2008-09-28Listed for sale$450,000
2008-08-27Sold$348,000
2004-10-14Sold$770,000
2002-05-16Sold$475,000

For Sale by Agent

AgentShelby Seeley
BrokerageRick Fuller Inc.

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