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48 Garfield Lane, Napa, CA, 94558

3beds
3baths
2,306sqft
$3,000,000
$1,301price/sqft
$19,362/moest. monthly cost
$774,480/yrincome needed

About This Home

A joy to behold, this home reflects the ultimate of indoor-outdoor living. From every room nature seems to remind you of its beauty. This is the perfect property to create a family compound where each home could have a separate parcel. This home's interior has an elegance and simplicity that provides all the comfort you could desire, remodeled and expanded to include 2 primary suites with private doors out to patios and decks. The extensive, beautiful gardens provide a blend of nature, artistry, and tranquility that will transport you to a different world. The diversity is endless. From the large mature redwood, oaks and olive trees to the tiniest of peonies, you will never tire of looking at nature from a new perspective. Pathways to fountains, benches, sculptures, and the Koi pond with lily pads give this unique place its many moments of tranquility. This property will change the way you imagine living in Napa.

Getting Around

18
WalkingCar-Dependent
25
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

4/10
Willow ElementaryGrades K-50.9 mi
4/10
Redwood Middle SchoolGrades 6-81.1 mi
7/10
Vintage High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Composition,Shingle
  • Construction materials: Ceiling Insulation,Wall Insulation,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Electric Oven,Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Microwave,Plumbed For Ice Maker,Tankless Water Heater,Washer/Dryer Stacked
  • Laundry features: Cabinets,Electric,Inside Room,Sink

Basement

  • Basement: None

Bathroom

  • Features: Shower Stall(s),Stone,Tile
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining Bar,Dining/Living Combo
  • Level: Main

Family Room

  • Features: Cathedral/Vaulted,Deck Attached,Great Room,Open Beam Ceiling
  • Level: Main

Features

  • Cathedral Ceiling(s),Open Beam Ceiling
  • Window features: Dual Pane Full,Window Coverings,Screens
  • Flooring: Slate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Gas,Heat Pump,Natural Gas,Radiant Floor,Solar w/Backup
  • Cooling features: Ceiling Fan(s),Central Air,Ductless,Heat Pump

Interior Area

  • Total structure area: 2,306
  • Total interior livable area: 2,306 sqft

Kitchen

  • Features: Butlers Pantry,Kitchen Island,Quartz Counter,Slab Counter
  • Level: Main

Living Room

  • Features: Cathedral/Vaulted,Deck Attached,Great Room,Open Beam Ceiling
  • Level: Main

Master Bathroom

  • Features: Shower Stall(s),Soaking Tub,Stone,Tile,Walk-In Closet(s)

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 038160034000
  • Special condition: Trust,Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Covered,Patio,Front Porch
  • Exterior features: Uncovered Courtyard
  • Fencing: Chain Link,Entry Gate,Fenced,Full,Wood,Gate
  • Has view: Yes
  • View description: Hills
  • Waterfront features: Pond

Lot

  • Lot size: 1.33 Acres
  • Features: Auto Sprinkler F&R,Garden,Landscaped,Landscape Front,Landscape Misc,Private,Street Lights

Parking

  • Total spaces: 10
  • Parking features: Detached,Electric Vehicle Charging Station(s),Garage Door Opener,RV Possible,Circular Driveway,Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Drought

FEMA Declared Disasters in Napa County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,169$182,028
Home Insurance *$749$8,988
Property Taxes $2,950$35,400
Electricity $494$5,933
Total$19,362$232,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$663,840/yr
40% on housing$580,860/yr
45% on housing$516,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,301This listing

vs Other Active Listings

Avg $/sqft

ZIP 94558$645
Napa County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 94558$517
Napa County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$3,000,000
2001-11-02Sold$100,000

For Sale by Agent

AgentSusan E Archer
BrokerageBerkshire Hathaway

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