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2100 Congress Ct, Kannapolis, NC, 28083

3beds
3baths
1,906sqft
$383,500
$201price/sqft
$2,673/moest. monthly cost
$106,920/yrincome needed

About This Home

Seller to pay $5k in CLOSING COST! IF YOU QUALIFY 100% financing plus NO PMI and a $5k Grant. WOW! Introducing a stunning new construction home sitting on.31AC where charm meets location! This two story residence displays awesome finishes throughout, featuring LVP flooring, tons of natural light from the windows, a great size kitchen w SS Appliances, Quatrz countertops, plenty of white cabinets, backsplash, kitchen island that overlooks the dining area and family room and half bath. The spacious primary bedroom is conveniently located on the second level. Super spacious master bath with dual vanity and porcelian tile shower, 2 other bedrooms and laundry room. A mere 1-5 minute drive leads you to a variety of dining options, Cannon Baller Park, shopping, ensuring convenience at your doorstep. Enjoy the benefits of NO HOA fees, all while residing at an unbeatable location.

Getting Around

14
WalkingCar-Dependent
25
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

7/10
Royal Oaks ElementaryGrades K-80.2 mi
6/10
Concord HighGrades 9-122.8 mi
2/10
Concord MiddleGrades 6-84.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Other

  • Builder model: The Granville
  • Builder name: Slate Building Group

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Microwave
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,906

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,906
  • Total interior livable area: 1,906 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 56129734260000
  • Zoning: R18
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.31 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,939$23,268
Home Insurance *$175$2,100
Property Taxes $359$4,308
Electricity $200$2,405
Total$2,673$32,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,645/yr
40% on housing$80,190/yr
45% on housing$71,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 28083$129
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28083$199
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$378,499
2026-07-29Price change$383,500
2026-07-24Price change$385,000
2026-07-15Price change$390,000
2026-07-10Price change$395,000
2026-06-30Price change$399,875
2026-06-25Price change$410,000
2026-06-18Price change$415,000
2026-06-13Price change$420,000
2026-06-05Listed for sale$425,000
2025-12-11Sold$74,000
2011-05-31Sold$31,000
2002-02-20Sold$20,000

New Construction

AgentLeslie Harrison
BrokerageTeam Thomas & Associates Realty Inc.

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