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56 Lake Shore Drive, Patchogue, NY, 11772

2beds
1baths
648sqft
$400,000
$617price/sqft
$2,974/moest. monthly cost
$118,960/yrincome needed

About This Home

Designer Lakeside Retreat | Fully Renovated & Turnkey. Experience modern luxury in this meticulously reimagined 2-bedroom, 1-bathroom cottage. Featuring a high-brand aesthetic with striking dark blue shingle siding, this home is the definition of move-in ready. Premium Interiors: Brand-new kitchen with stone countertops, stainless appliances, and laundry. Designer Bath: Spa-inspired finishes and all-new fixtures. Key Features: Updated electrical, private driveway, and a basement for extra storage. Location: Serene lakefront street—no flood insurance required. Unrivaled Value & Investment Potential: At $399,999, this residence represents the premier entry point for a fully reimagined home in Patchogue. Beyond its individual charm, it offers a strategic opportunity for the sophisticated investor or homeowner: this property can be acquired in tandem with the expansive 5+ bedroom estate at 60 Lake Shore Drive. This rare side-by-side offering allows you to curate a private lakeside compound in one of Long Island’s most resilient markets—a legacy acquisition that is seldom available in a single transaction

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
River Elementary SchoolGrades PK-50.5 mi
4/10
5/10

Construction

Condition

  • Year built: 1935

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Oven,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Hall

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Kitchen Island,Primary Bathroom
  • Flooring: Hardwood
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 648
  • Total interior livable area: 648 sqft

Property

Details

  • Parcel number: 0204004000800016000
  • Special condition: None

Lot

  • Lot size: 4,792 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Off Street,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$166$1,992
Property Taxes $540$6,480
Electricity $246$2,954
Total$2,974$35,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,965/yr
40% on housing$89,220/yr
45% on housing$79,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$617This listing

vs Other Active Listings

Avg $/sqft

ZIP 11772$352
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11772$402
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$399,999
2026-01-22Sold$375,000
2025-11-10Pending sale$299,999
2025-11-02Listing removed$299,999
2025-10-17Listed for sale$299,999
2021-09-17Sold$103,000
2019-09-15Listing removed$580,000
2019-08-05Price change$580,000
2019-06-18Price change$589,000
2019-03-14Listed for sale$599,000

For Sale by Agent

AgentRosa M. Collado
BrokerageRMC Empire LLC

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