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31 Union Ave, Patchogue, NY, 11772

2beds
2baths
968sqft
$409,000
$423price/sqft
$3,036/moest. monthly cost
$121,440/yrincome needed

About This Home

Welcome To This Extraordinary Opportunity In The Heart Of Patchogue Village! This Two-Story 1900s Single-Family Home Is Perfect For The Handy Individual Or Savvy Investor Looking To Make Their Mark In A Vibrant Community. Home Offers A Blank Canvas. This Home Has Been Meticulously Gutted Down To The Studs, Providing A Fresh Start For Your Creative Vision. With A Current Layout Of 2 Bedrooms And 1 Full Bath, Along With A Spacious Living Room And Dining Room, The Potential Is Limitless. The Basement Offers Additional Storage Space. Bonus Space: Enjoy The Convenience Of A 2-Car Detached Garage, Complete With An Oversized Loft For Additional Space And 2nd Bathroom. This Home Is Being Sold As-Is. The Owner Is Selling The Property As Is And Is Generously Including All Materials On Hand To Assist In Finishing This Transforming Project. Including Windows, Flooring, Kitchen Cabinets, And More. This Is Your Chance To Turn Your Dream Home Into A Reality Without The Hassle Of Sourcing All Materials! Both The Home And Garage Feature New, Updated Electrical And Roofs Have Already Been Installed On Both Structures. Don’t Miss Out On This Incredible Opportunity To Create A Personalized Haven In Patchogue Village. With Its Prime Location, Potential For Customization, And Current Updates, This Property Is Not Just A House But A Canvas Waiting For Your Artistic Touch. Come Explore The Possibilities That Await In This Hidden Gem!

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
Medford Elementary SchoolGrades PK-50.8 mi
4/10
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • First Floor Full Bath,Open Floorplan
  • Window features: Insulated Windows
  • Flooring: Other
  • Attic: None

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 968
  • Total interior livable area: 968 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Property

Details

  • Parcel number: 0204009000100022001
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Fencing: Back Yard

Lot

  • Features: Back Yard,Irregular Lot,Level,Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 5
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$170$2,040
Property Taxes $552$6,624
Electricity $246$2,954
Total$3,036$36,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,091/yr
40% on housing$91,080/yr
45% on housing$80,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 11772$352
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11772$402
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Price change$419,000
2025-11-28Price change$439,900
2025-07-29Listed for sale$449,000
2023-08-22Sold$314,500
2023-05-10Sold$314,500
2018-10-31Sold$240,000
2018-07-12Listing removed$240,543
2018-06-12Listed for sale--
2005-08-03Sold$330,000
2001-03-03Sold$136,740

For Sale by Agent

AgentAlbert Jacabacci Jr
BrokerageExit Realty Edge

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