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98 Magnolia Drive, Rocky Point, NY, 11778

2beds
1baths
0sqft
$479,990
--price/sqft
$3,529/moest. monthly cost
$141,160/yrincome needed

About This Home

Beautiful 2 Bedroom 2Story Colonial in Rocky point School District. Freshly painted, New Cement Patio 21x21, SS Appliances, Gas Heat, New Light Fixtures, Huge Attic make a (LOFT or Playroom or Storage) Walking distance to the beach 0.7 of a MILE, Close to all Major Shopping, New Flooring thru-out. Low Taxes.......

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
8/10
Rocky Point High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Actual,Updated/Remodeled
  • Year built: 1980

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Inside,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Partial

Bathroom1

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • Eat-in Kitchen,Granite Counters
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Attic: Full,Partially Finished,Pull Stairs

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 0

Kitchen

  • Level: First

Laundry

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 0200034000200017000
  • Special condition: None
  • Exclusions: Shed sold AS IS

Features

  • Levels: Two
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2,614 sqft

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$209$2,508
Property Taxes $647$7,764
Electricity $246$2,954
Total$3,529$42,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,994/yr
40% on housing$105,870/yr
45% on housing$94,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 11778$304
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11778$372
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$479,990
2026-07-14Listed for sale$499,990
2020-05-26Listing removed$2,200
2020-04-01Listed for rent$2,200
2018-04-17Listing removed$1,950
2018-03-25Listed for rent$1,950
2015-06-20Listing removed$1,750
2015-06-05Listed for rent$1,750
2014-01-01Listing removed$299,900
2013-10-18Listed for sale$299,900
2013-10-18Listing removed$1,695
2013-08-30Price change$1,695
2013-08-09Listed for rent$1,750
2012-10-10Listing removed$1,700
2012-08-17Listed for rent$1,700
2012-07-01Listing removed$279,000
2011-11-19Listing removed$1,800
2011-09-14Listed for rent$1,800
2011-09-13Listed for sale$279,000
2011-04-17Listing removed$284,000
2011-02-26Listed for sale$284,000
2010-12-01Listing removed$284,000
2010-10-14Price change$284,000
2010-09-17Price change$294,000
2010-07-09Listed for sale$299,000
2006-10-30Sold$282,000
2000-05-03Sold$95,000
1994-02-18Sold$81,000

For Sale by Agent

AgentEdward S. Figueroa
BrokerageFigs Real Estate Group

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