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51 Aloma Road, Rocky Point, NY, 11778

2beds
1baths
1,147sqft
$497,500
$434price/sqft
$3,648/moest. monthly cost
$145,920/yrincome needed

About This Home

Beautiful, spacious Ranch located near the beach with a seasonal water view. This home offers a large living room with Andersen windows and sliding door to the deck (18X17ft), wood-burning stove, vaulted ceiling, ceiling fan and French door to dining room with open space to the eat in kitchen. Low level basement has washer/dryer. One car garage and 2 driveways for multiple cars. A fenced, secluded yard with large shed, patio, flowers & trees. This house combines comfort, functionality and charm.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
8/10
Rocky Point High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1950

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Oven,Refrigerator,Washer,Indirect Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Hardwood,Tile
  • Attic: Crawl

Heating & Cooling

  • Heating features: Electric,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,147
  • Total interior livable area: 1,147 sqft

Property

Details

  • Parcel number: 0200035000200006000
  • Special condition: None

Features

  • Fencing: Fenced

Lot

  • Lot size: 8,000 sqft
  • Lot size dimensions: 80 x 100

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,515$30,180
Home Insurance *$216$2,592
Property Taxes $671$8,052
Electricity $246$2,954
Total$3,648$43,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,074/yr
40% on housing$109,440/yr
45% on housing$97,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 11778$304
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11778$372
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$497,500
2026-07-31Listing removed--
2026-07-10Listed for sale$497,500
2025-11-16Listing removed$497,000
2025-09-04Listed for sale$497,000
2025-09-03Listing removed--
2025-08-25Listed for sale$497,000
2023-10-24Listing removed--
2023-08-16Listed for rent$2,500
2023-04-27Listing removed--
2023-02-27Listed for rent$5,000
2021-03-24Listing removed--
2019-09-16Listing removed$2,300
2019-07-14Listed for rent$2,300
2018-08-01Listing removed$2,000
2018-04-27Price change$2,000
2018-04-03Listed for rent$2,300
2013-11-16Sold$135,000
2013-08-28Sold$135,000
2013-07-18Listed for sale$175,000
2013-05-29Listing removed$175,000
2013-05-25Listed for sale$175,000
2013-02-15Listing removed$175,000
2013-01-30Listed for sale$175,000
2012-09-15Listing removed$175,000
2011-09-16Listed for sale$175,000
2000-04-27Sold$87,000

For Sale by Agent

AgentKatherine M. Batal SFR
BrokerageHoward Hanna Coach

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