97 Maple Road, Rocky Point, NY, 11778
About This Home
Welcome to coastal Rocky Point! This three-bedroom, one-bath ranch is set on a generous 0.37-acre parcel on the north side of Maple Road, just moments from the Long Island Sound. Owned by the same family for 30+ years, this ranch offers comfortable first-floor living with three bedrooms, one full bath, with red oak hardwood floors appoint a inviting living room, dining area, and kitchen. The full basement provides excellent storage and future potential for additional living space or possible income opportunity with proper permits. A newer roof and rear entry with access to the backyard and interior basement staircase make for added convenience. Located in the Rocky Point School District and close to Broadway’s local shops, dining, amenities, and the Rocky Point private beach association, which offers annual membership access to three private beaches with restrooms, kayak racks, and clubhouse access for private and public events. Welcome to your new home! Photos have been digitally enhanced.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Concrete Perimeter
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath
- Attic: Full
Heating & Cooling
- Heating features: Oil
- Cooling features: None
Interior Area
- Total structure area: 1,020
- Total interior livable area: 1,020 sqft
Property
Details
- Parcel number: 0200054000200004000
- Special condition: None
Lot
- Lot size: 0.37 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,422 | $29,064 |
| Home Insurance * | $208 | $2,496 |
| Property Taxes | $646 | $7,752 |
| Electricity | $246 | $2,954 |
| Total | $3,522 | $42,264 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | $479,000 |
| 2026-06-16 | Listed for sale | $499,000 |
View on Zillow